JAIIB Exam 2025 – PPB Important Questions MCQs Quiz-11

24/01/2025

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JAIIB Exam 2025 PPB Important Questions MCQs Quiz-11

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB PPB MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. A scientific cash management solution results in which of the following?
A. Significant saving in time
B. Decrease in interest cost
C. Greater accounting accuracy
D. All of the above

2. Which of the following is not the type of cash management service?
A. Direct Credit by Finds transfer
B. Cash Collection service
C. Loans and advances facility
D. NACH facility

3. Which of the following denotes the cash management service?
A. Holding minimum cash at branches
B. Providing adequate cash at ATMs
C. Providing solution to optimize liquidity of corporate
D. None of above

4. Which of the following are the products offered by banks in respect of cash management services?
A. Auto-sweeping facility
B. NACH Payment facility
C. NEFT payment Electronic Channels
D. All of the above

5. Which of the following are not the advantages of cash collection services by bank?
A. Enhanced security
B. Reduced cost
C. Maximisation of operational risk
D. Increased efficiency

6. Banks have aimed for fees- based services to be their primary profit source for which reasons?
A. This revenue is more stable over time
B. It assures a steady income
C. It leads to a strong relationship with the corporate client.
D. All of the above

7. Good cash management depends on which of the following?
A. Knowing when, where, and how a company’s cash needs will occur
B. Knowing which are the best sources for meeting additional cash needs
C. Being prepared to meet these needs when they occur by keeping good relationships with bankers and other creditors.
D. All of the above

8. What is the full-form of MICR?
A. Mega Internet Character Recognition
B. Magnetic Internet Character Reader
C. Magnetic Ink Character Recognition
D. Magnetic Ink Character Reader

9. What is the full form of INFINET?
A. International Financial Network
B. Indian Financial Network
C. International Fund Network
D. Indian Fund Network

10. What is the full-form of SFMS?
A. Standard Financial Management System
B. Structured Financial Messaging System
C. Standard Fund Management System
D. Security Fund Management Service