JAIIB Exam 2025 – PPB Important Questions MCQs Quiz-34

11/04/2025

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JAIIB Exam 2025 PPB Important Questions MCQs Quiz-34

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB PPB MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. Housing Loans granted to individuals up to Rs. _____ for construction of houses in metropolitan centres with population above ten lakh are treated as priority sector advances.
(a) 0.5 million
(b) 1.0 million
(c) 3.5 million
(d) 1.5 million

2. Educational loans granted to individuals for educational purposes up to Rs. ___ for studies in India, will be classified as priority sector.
(a) 0.75 million
(b) 1.0 million
(c) 1.5 million
(d) 2.0 million

3. The scheduled commercial banks are expected to enlarge credit to the priority sector and ensure that priority sector advances constitute _________.
(a) 18 per cent of (ANBC) adjusted net bank credit
(b) 40 per cent of (ANBC)adjusted net bank credit
(c) 12 per cent of (ANBC) adjusted net bank credit
(d) 25 per cent of (ANBC)adjusted net bank credit

4. The Government provides interest subvention of ____ p.a. to the banks in respect of short-term production credit up to Rs. ____ provided to farmers.
a) 2 percent, Rs. 3 lakhs
b) 3 percent, Rs. 2 lakhs
c) 3 percent, Rs. 5 lakhs
d) 3 percent, Rs. 3 lakhs

5. Regional Rural banks overall target towards priority sector advances constitute _________.
(a) 25 per cent of (ANBC) adjusted net bank credit
(b) 40 per cent of (ANBC)adjusted net bank credit
(c) 75 per cent of (ANBC) adjusted net bank credit
(d) 50 per cent of (ANBC)adjusted net bank credit

6. Regional Rural banks target towards priority sector advances in area of weaker section constitute _________.
(a) 10 per cent of (ANBC) adjusted net bank credit
(b) 12 per cent of (ANBC)adjusted net bank credit
(c) 15 per cent of (ANBC) adjusted net bank credit
(d) 18 per cent of (ANBC)adjusted net bank credit

7. Foreign banks with less than 20 branches can lend upto ______towards export in priority sector of their total overall target.
(a) 20 per cent of (ANBC) adjusted net bank credit
(b) 32 per cent of (ANBC)adjusted net bank credit
(c) 40 per cent of (ANBC) adjusted net bank credit
(d) 25 per cent of (ANBC)adjusted net bank credit

8. Small Finance Banks are required to lend _____ of ANBC or CEOE (higher) towards agriculture sector out of which _____ is prescribed for SMFs.
a) 15%, 10%
b) 18%, 10%
c) 20%, 15%
d) 15%, 12%

9. Banks with shortfall in lending to priority sector in agriculture sector are required to allocate amounts for contribution to the _______
(a) RIDF
(b) NHB
(c) SIDBI
(d) RBI

10. No loan related and adhoc service charges/inspection charges should be levied on priority sector loans up to ________.
(a) Rs. 10,000
(b) Rs. 20,000
(c) Rs. 25,000
(d) Rs. 50,000