JAIIB Exam 2025 – PPB Important Questions MCQs Quiz-35

11/04/2025

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JAIIB Exam 2025 PPB Important Questions MCQs Quiz-35

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB PPB MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. Kisan credit Cards are issued to farmers to _________.
(a) withdraw money from ATM
(b) purchase farm equipment
(c) purchase agricultural implements on credit from dealers
(d) meet their cultivation needs and non-farm requirements, and working capital requirements for allied activities

2. Under farm mechanization scheme, loan is given for _________.
(a) providing irrigation facilities
(b) cultivation expenses
(c) purchase of farm equipment
(d) for digging wells

3. Scale of finance for crop loans is decided by _________.
(a) District Level Technical Committee
(b) State Level Technical Committee
(c) Block Level Technical Committee
(d) Individual banks

4. KCC loans are provided against Hypothecation of crops alone for amount up to _______ and up to _______ in case of tie-up for recovery.
(a) Rs. 1 lakh, Rs. 2 lakhs
(b) Rs. 1.6 lakh, Rs. 3 lakhs
(c) Rs. 1.5 lakh, Rs. 5 lakhs
(d) Rs. 2 lakh, Rs. 4 lakhs

5. Which statement is correct with respect to Agriculture Term Loans?
a) These are provided for purchase of assets, creation of assets connected with agriculture, horticulture, plantation, sericulture, animal husbandry, fisheries
b) The loan amount is repayable over a period exceeding three years.
c) All categories of farmers and agricultural labourers are eligible.
d) All of the above

6. The Government provides interest subvention of ____ p.a. to the banks in respect of short-term production credit up to Rs. ____ provided to farmers.
a) 2 percent, Rs. 3 lakhs
b) 3 percent, Rs. 2 lakhs
c) 3 percent, Rs. 5 lakhs
d) 3 percent, Rs. 3 lakhs

7. How Short-term KCC Limit is computed for first year?
(i) Scale of finance for the crop x Extent of area cultivated +15% of limit towards post-harvest/ household requirements + 20% of limit towards repairs and maintenance expenses of farm assets & crop insurance
(ii) Scale of finance for the crop x Extent of area cultivated +10% of limit towards post-harvest/household requirements + 20% of limit towards repairs and maintenance expenses of farm assets & crop insurance
(iii) Scale of finance for the crop x Extent of area cultivated +20% of limit towards post-harvest/ household requirements + 25% of limit towards repairs and maintenance expenses of farm assets & crop insurance
(iv) Scale of finance for the crop x Extent of area cultivated +5% of limit towards post-harvest/ household requirements + 10% of limit towards repairs and maintenance expenses of farm assets & crop insurance

8. A flexible limit of _______be provided as Flexi KCC based on the land holding and crops grown including post-harvest expenses and small term loan investments.
(a) Rs. 5000 to Rs. 10,000
(b) Rs. 10,000 to Rs. 20,000
(c) Rs. 10,000 to Rs. 50,000
(d) Rs. 50,000 to Rs. 1,00,000

9. The composite KCC limit is fixed for a period of _____.
(a) two years
(b) three years
(c) five years
(d) six years

10. PMFBY (Pradhan Mantri Fasal Bima Yojana) does not cover losses arising from_______
a) War
b) nuclear risks
c) malicious damage
d) All of the above