JAIIB Exam 2025 – RBWM Important Questions MCQs Quiz-13

17/03/2025

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JAIIB Exam 2025 RBWM Important Questions MCQs Quiz-13

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB RBWM MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. Challenges towards adoption of technology in banking in India include _____.
a) Illiterate rural populace
b) Lack of human touch
c) Increased online fraud
d) All of the above

2. Advantages of technology in Retail banking include _____
a) Increase in efficiency
b) Cost reduction
c) Enhanced customer service
d) All of the above

3. Who coined the term Artificial Intelligence?
a) Abraham Maslow
b) Frederick Herzberg
c) John McCarthy
d) Victor Vroom

4. Banking Technology is a discipline which deals with________.
(a) Finance and Risk Management
(b) Information Technology and Communication Technology
(c) Computer Science and Marketing Science
(d) All of Above

5. Out of the followings, which one is not the use of Artificial Intelligence in Retail banking?
(a) Passbook updation kiosk
(b) Chatbot
(c) Teller counter being managed by an employee
(d) Cash Deposit Machine

6. Advantages of Artificial Intelligence in Retail banking include _____
a) Customer Support/ helpdesk
b) Risk management
c) Anomalous detection
d) All of the above

7. _______is distributed, decentralized and digital ledger.
a) Machine Learning
b) Blockchain
c) Robotic Automation
d) Chatbot

8. ________ are new tools designed to simplify interaction between humans and computer.
a) Machine Learning
b) Chatbot
c) Blockchain
d) Robotic Automation

9. ________ allows the customers to do banking transaction without getting out from car. There is lane where the customer can do transaction through a window.
a) Internet banking
b) Drive thru banking
c) Mobile banking
d) None of the above

10. What are the important dimensions of Banking Technology?
a) The use of appropriate hardware for conducting business and the associated software
b) the implementation of a data warehouse for banks and conducting data mining studies on customer data.
c) the process of measuring and managing credit risk, market risk and operational risk.
d) All of the above