SBI JIBO Memory based Questions: 2 March 2025

SBI JIBO 2025 Memory based Questions (2 March 2025)

The State Bank of India (SBI) conducted the Junior Information and Broadcasting Officer (JIBO) exam on March 2, 2025. Aspirants who appeared for the exam shared their experiences and memory-based questions. Here’s a review of the exam:

Exam Pattern and Difficulty Level

The exam consisted of multiple-choice questions (MCQs) . The overall difficulty level was moderate to challenging.

Memory-Based Questions Some of the memory-based questions shared by aspirants include:

JIBO 2025 Memory based Questions (2 March 2025)

Trade Finance

1. What is a confirmed LC
2. LC where Advance is allowed
3. What happens to bills discounted if importer doesn’t pay
4. Purpose of UCPDC
5. Aggregate Group Exposure Ceiling
6. Exposure Ceiling is decided by Which committee
7. Doubt full asset classification when collateral % reduces to
8. Asset Reconstruction Company minimum Capital Requirements
9. TRRACS
10. Outward Remittance Message Created for what amount of Transaction
11. T Bills ussued for max tenure of
12. Role of Reimbursing Bank
13. Reconciliation of Vostro accounts are done by
14. CUE is up to what amount
15. Audited Financials not required up to what amount
16. Risk associated with Unhedged Foreign Currency exposure
17. Credit Conversion Factor
18. Consortium Lending – 10% and maximum 10 members
19. Applicability of Takeover norms
20. LRS Allowed Transactions
21. Types Risk under Operational Risk
22. Risk on Failed Strategy
23. Risk of failure to maintain collateral or without having incurred any loss
24. Power vested with whom to close a Bank in case of failure
25. CGTMSE cover not provided to which type of Borrower
26. Non Cooperative Borrower
27. Wilful Defaulter is debarred from taking any new loan for how many years
28. Bank Guarantee not required till what amount of advance Foreign remittance
29. Tarun Plus Scheme
30. Loans not allowed for buy back of own shares to a company
31. What type of Stock Brokerage are permitted to take loan
32. Depositories of RBI
33. Soreign Gold bond rates are decided by
34. maximum Tenure of export Credit
35. Authority who can permit refund of Forex against Damaged goods
36. Adhoc limit can br granted for a Maximum period of ?
37. Reduction in Current Assets means.
38. High Current Ratio but low Acid Test Ratio Means
39. Review Frequency for SB11
40. Type of loan given to Vendors of an Industry Major
41. Which letter Required for payment of Bank Guarantee under URG 758
42. What is the course of action for a bill under eUCP if the digital data crashes
43. Course of action by a bank when advance Foreign Remittance is received against Export
44. Which document contains details of goods quantity weight etc
45. SLR Eligible securities
46. Definition of Derivative
47. Treatment of Depreciation in Funds Flow Statement.
48. How Buyers credit helps the importer
49. Debarrment of an Exporter on payment of which due amount
50. Shut Period of Bond – 1 Day

Operations

1. Post Shipment Finance availed at what time
2. Nominee is a Trustee
3. NEFT Required fields
4. RTGS settlement happens in ledger of
5. Type of Yono business issued to Quasi Govt Bodies
6. Delay allowed in reporting of High Value Transactions
7. What is minimum % of mutilated note biggest part required to get some value.
8. Value of a note in 3 parts
9. Minimum % ownership in a Partnership to be Beneficial Owner
10. Eligibilty of NRI to open SCSS
11. Transaction which are not part of Footfall Reduction
12. Whether Garnishee order to a Partnership account also attaches Partners Individual account?
13. Authorized officer to stop or make account active
14. Maximum Time before which Customer complaint should be closed.
15. Up to what date unauthorised transaction can a customer complaint about
16. Which Declaration are uploaded 1st for NRI walking digital account opening
17. When the account is considered DEAF
18. RBI UDGAM portal – DEAF account
19. Insurance is charged to bank as – Assignment
20. Money Laundering – Placement
21. SBI epay cannot be used for
22. APT Cyber attack – Gain access stay undetected
23. Digital Arrest
24. Small Account – txns not allowed
25. Gold Loan photo Sign
26. TDS Collected From April – Feb to be remitted before
27. PVC Meeting frequency
28. ATM Free Txn as per New Service Charges
29. Which Card type doesnt allow Cash withdrawal at POS Terminal
30. Documents Required to open HUF account
31. Rhodium account minimum Balance
32. Standard Practise for KYC is being followed as per which Institution
33. Authority to open Savings account when names comes in Name Screening
34. FIMMDA Members
35. Derivative Market Authorized for
36. Need for Nomination of Safe Custody and Safe Deposit
37. Question related to Cash Retention Limit
38. Complaint against DGM posted at CC
39. Safety of Transaction is ensured by – End to End Encryption
40. Whistle Blower policy – Eligible Permanent and Temporary Employees
41. What not to do while KYC amendment of NRI Customer.
42. Foreign Inwards Remmitance Transaction related – GMUK
43. LEI is not required for which type of entity/s
44. CET1 % as per Basel 3
45. IOI number – No of Digits

General Awareness 

1. National Safayee Karmchari Aayog extended to 2028
2. Jal Jeevan mission budget allocation – 67000 cr
3. Urban Challenge Fund – 1 lakh crore
4. FEAST developed by which space institute – VSSC
5. Swawlambini Scheme states
6. Sawtee Boora arjuna award in which sport
7. DPIIT Logistics Parter – Korea
8. SBI EV Mitra
9. PM Vidyalakshmi 3% subvention up to what amount
10. Minimum Balance Requirement for eRupee wallet
11. Feb – Partnership of Carbon Accounting Financial – IOB
12. RBI Penalty under Payment & settlement system act
13. Vijay Durg
14. Mens Hockey India League winner –  SR Bangal Tiger
15. 60% Mutual Credit Guarantee scheme to Member Lending Institutions – Max Loan Tenure -10 years
16. Hogrekan – Karnataka
17. Brahmos DRDO CEO – Jaiteerth R Joshi
18. ANRPC Members
19. Henley Passport Index Topper – Singapore
20. MeitY and IIT Indore – Agrihub
21. Automated Biomedical treatment plant – AIIMS Delhi
22. Household Income for loan to be considered under Microfinance
23. Best Songwriter Grammy Award
24. PM Internship scheme for how many months
25. RBI guidelines Old Notes 2017 – 500,1000
26. SBI Unipay
27. RTI Reply number of Days
28. Question related to GI Tag – Guntur Chilli and others
29. Maximum Members in a Public Ltd Company
30. NPCI Shareholding Pattern
31. Amount Paid for UN Membership in Full by India
32. Sri Rama Sagar Dam by J L Nehru on which River – Godavari
33. CRPC Integrated Ombudsman Scheme – Chandigarh
34. Nelson Mandela Award Frequency
35. AQI Satisfactory range – 51-100
36. TRAI Guideline on usage of 140x 160x series
37. RBI Depositories of securities – NSDL & CSDL

SBI JIBO Exam Study Material 

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