Jaiib/DBF Previous years Exams Recollected Questions

JAIIB/DBF Previous years Exams Recollected Questions

JAIIB is a flagship course offered by IIBF. The exam is held twice every year – Once in May and once in November.  JAIIB has 3 papers  –  Principles and practices of banking,  Accounting and Finance for bankers and  Legal and regulatory aspects of banking. In these papers, maximum questions are repeated in every exam. So, Ambitious baba is providing you with JAIIB Previous Year recollected Question Papers. These Previous Year recollected Question Papers will be very useful in upcoming examinations.

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Jaiib Paper 1 Principles & Practices of Banking Exam question (1/11/2019)

  • Cross cheque is defined under which act??
  • A endorser to B or his user which type of endorsement it is??
  • SLR defined under which act..
  • Minimum deposit limit under BSBDA.
  • DEFINITION DEMUTALISATION..
  • Identification of NEGOTIABLE INSTRUMENTS
  • BILL OS LADING
  • PROMISORRY NOTE
  • Que like stock statement not submitted for …days declares company npa … plays imp role in Payment n settlement system options: Rbi nps, clearing , sebi
  • Owner of company mortgageing his own prop for loan agay his company to be registered in…. (Ans cercai )
  • Widest WAN in India … Bank,reliance, c , d (I don’t rem)
  • Imp characteristics of atm debit card
  • Que related to marketing were from types  of pricing
  • Fb/social media sales registration
  • Basel -2 related question
  • Locker any or survivor question
  • Basel-2 credit risk market risk
  • Public company minimum
  • Data mining (ambitiousbaba.com)
  • Locker of X and y either or survivor instructs bank to not let y operate coz they are divorcing…. Should y b allowed to operate ?
  • Swadhan relates to ?
  • SLR ratio relates to which section?
  • Cash management steps
  • Notes by at max b issured by rbi
  • Marketing mix components
  •  In HUF who will operate the acc
  • If A has FD in bank  appointed Z as nominee and , when A dies what Z can claim from bank on that FD ?
  •  ANBC PERCENTAGE
  • UPI IS REGULATED BY NPCI
  • WORKING CAPITAL DPENDS ON
  • 4 to 5 question in eithics topic (Module E)
  • Disadvantages of Lan
  • NON repudiation means
  • PPf premature clouser
  • In HUF who oprate the account ???
  • 40% Of ANBC TOTAL PRIORITY SECTOR
  • 18% OF ANBC AGRICULTURE
  • 7.5%  OF ANBC MICRO ENTERPRISE
  • 10% OF ANBC ADVANCE WEEKER SECTION
  • Stock statement not submitted then company Npa ? (ambitiousbaba.com)
  •  The working capital requirements of a business depends on the rate of turnover
  • Wildest WAN in india
  • In garnishee order court is?
  • Minimum provision for mse loan which is running as slandered asset?
  • Your customer in future receives foreign currency. Specify what would you suggest. . Lc.. . Forward contract rate, fixed rate
  • ABC jointly opens a account with anyone or survivor clause. If a expires can b n c operate, or with legal representation of a legal hiers
  • Mr. A has nominated  B in fixed deposit. After death of A … B can transfer fdr into his name B can premature withdrawal fdr B can take money after court order and legal hier of A Money will be given to legal hier of A Mr.
  • Question of data mining and data warehousing …data integrity …. If an intruder gets into ur system and asks for money in order to allow u to use what is that called
  • Creditor of bank’s customer
  • In favour of POA, chq endorsement
  • Basel 2, 2 questions
  • NI act 3 qus
  • Kyc 1qus
  • Can a loan be set off if that customer has balance in saving ac of other branch, where cbs facility is not there
  • Cash management steps  Notes by at max b issured by rbi (ambitiousbaba.com)
  • Priority sector advance limit
  • Micro service sector Max limit
  • Mutual funds properties and types
  • normal definitions, lc and type,
  • forward contract,
  • Joint account cases,
  • Marketing qualities,
  • types of lc question
  • marketing question like best option to choose
  • satellite works on principle line of sight
  • Short term crop loan per acre decided by???
  • Agriculture loan will become NPA after
  • questions second batch
  • protection to payment bank
  • Export under priority sector
  • ATMs type of site on-site
  • Working capital
  • Types of LC
  • Whistle blower policy. .
  • types of letter of credit.
  • Horizontal merger ?
  • ATM related 2 questions. like online ATM offline ATM .. stand alone ATM.
  •  American depository receipt.
  • PSLC certificate

JAIIB paper 1 (PPB) Recollected questions : 6th Dec 2020

  • Business value
  • Ethical dilemma
  • Pledge, hypo, mortgage and assignment match the following
  • Numerical on NPA provision for doubtful assets
  • Priority sector advances to weaker sections
  • Updated investment and turnover for micro industries
  • Diversification
  • MKIS
  • Basel 2 and 3
  • Marketing Mix
  • Case studies on nomination in locker accounts
  • LAN
  • Questions on cheque conversion
  • call money market
  • PMJDY
  • Fair practice of lending
  • Non popular social networking site
  • Code of conduct for Direct Sales Agent made by?
  • Valuation of Mutual fund on…
  • Pre shipment credit
  • FCNR(B) is _ form of term deposit
  • Data mining tools
  • Frauds committed by large number of customers\
  • Call money market
  • Minor who doesn’t want to be in partnership should do…
  • Business facilitator work on behalf of…
  • Ethical Dilemma
  • Increase in CRR…
  • PMAPY
  • PMJJBY
  • PMSBY
  • Banking definition
  • Accept deposit purpose
  • Bank interest rates in marketing
  • Which one is not mkis
  • gross advance
  • Net working capital
  • Weaker section categories
  • Fair practice of lender 2 to 3 questions
  • mutual fund related 1
  • Rangarajan Committee
  • Narasimham committee
  • Classification of Assets
  • Computerization in Banks
  • Priority Sector – Target
  • Computerization in Banks
  • Priority Sector – Target
  • Money Market
  • Marketing Ethics
  • Match the Following – Vehicle, LIC Policy, Land, Hypothecation, Pledge Etc
  • Provision of Doubtful Assets
  • Banking Regulation ACT
  • NPA
  • General Banking – Either or Survivor
  • MSME
  • TNW
  • Current Ratio
  • SWIFT – related working DAYS
  • CRILC – who developed (Ans: RBI)
  • REPO RATE – Definition
  • MICRO/SMALL /MEDIUM
  • ISO Standards for smart cards – ISO 7816
  • ATM
  • Weaker sections in PSL
  • Mortgage
  • MCLR
  • PRODUCT MIX
  • Ex-Officio chairman of MPC (Ans: RBI Governor)
  • Penalty of non-maintenance of CRR
  • Debt Market
  • Marketing & Product Development
  • Product Life Cycle Stages
  • NRLM Objective
  • Letter of Credit
  • Marketing Ethics
  • Match the Following – Vehicle, LIC Policy, Land, Hypothecation, Pledge Etc
  • Provision of Doubtful Assets
  • Banking Regulation ACT
  • NPA
  • General Banking – Either or Survivor
  • MSME
  • TNW
  • Current Ratio
  • SWIFT – related working DAYS
  • CRILC – who developed (Ans: RBI)
  • REPO RATE – Definition
  • MICRO/SMALL /MEDIUM
  • ISO Standards for smart cards – ISO 7816
  • ATM
  • Mortgage
  • MCLR
  • Marketing & Product Development
  • Product Life Cycle Stages
  • NRLM Objective
  • Letter of Credit
  • Commercial Paper
  • MKIS(Marketing Information System)

Jaiib Study Material PDF

JAIIB Paper 2 Accounting & Finance for Bankers Exam question (17/11/2019)

  • Who can open a current account
  • concept of conservatism
  • straight line method book value problem
  • kyc low risk medium and high risk
  • Gold loan ltv ratio
  • npv problems
  • A indian bank branch in foreign country quotes fe in 1US$=1rupee.  Whether it is a direct quote or indirect quote.
  • collection period denominator
  • collection period problem
  • matching concept
  • calculate capital.assets and liabilities given
  • adjustment entry
  • purchases account
  • coupon rate
  • bank reconciliation statement is prepared by whom a.auditor b.bank etc..
  • revenue receipt
  • promissory note is prepared by whom
  • publication of balance sheet
  • which is not a accounting ratio
  • Solvency,profitability, activity,etc
  • stock turnover ratio
  • types of company on ownership
  • journal
  • double entry system
  • functions of back office
  • operational manual is available in which of the following
  • Social media,banks website,internal portal
  • banking is defined as per which act
  • BRA,Rbi act..
  • small accounts.aggregate credits in a year
  • .example of a debit voucher
  • example of credit voucher
  • inoperative account
  • sweat share
  • bonus share
  • depreciation
  • acid ratio
  • ytm
  • problems on ratio
  • Npv
  • Depreciation
  • Bond value

Previous Year Paper Jaiib Paper-2 questions Recollected

  1. Preference share option related voting rights were given
  2. Foreign exchange dollar hkd and rupees cross currency was asked in rs
  3. Eosp when it is issued or employees has buy predermined rates
  4. Depreciation wdv 2 questions and sum of years 1
  5. Error of principle
  6. Gold loan rules for sanctioning
  7. Bond volatility
  8. spot rate meaning
  9. Value date
  10. e-commerce is?
  11. Computer software is developed by?
  12. Cost of sales gross profit net profit
  13. Reconciliation
  14. Closing stock apear-trading and balance sheat
  15. Contingent liability-bank garanty
  16. AS 13 relates to investment
  17. Medium risk-8 years
  18. SHG- kyc not required of all member
  19. Sinking fund formula same as – FV anuity
  20. Prepaid exp-current liability
  21. Depriciation 2 qtns from wdv method and one from wtd average method
  22. Outstanding salary – personal act
  23. Expenses and incomes – nominal act
  24. Real a/c debited-what comes in
  25. Statement record all ledger balance-trial balance
  26. Small account credit in a year – 1 lakh
  27. Govt Company – 51% share
  28. Question on kyc
  29. Saving ac interest calculation….
  30. Question in cash book and pass book
  31. Long term Liabilities changes (ambitiousbaba.com)
  32. Effect on assets
  33. No question on SI, CI and EMI
  34. Question from trial Balance
  35. Real account, Personal account, Nominal account
  36. 1 question is that Representative personal acc is 1
  37. Question on wdv depreciation method
  38. 2 marks question on foreign exchange rate
  39. 1 question on ESOS
  40. Floating rates are called ……
  41. Back office may be situated in ……
  42. Long term liabilities are payable after ……
  43. High Financial Leverage means ……
  44. Expenditure & Income reales to ……
  45. Non Voting Shares
  46. Double entry system means ……
  47. Vaule date
  48. Residual Value
  49. YTM bond is ……
  50. Spot
  51. Call & Short Money
  52. Credit & Debit Voucher
  53. Chq clearing
  54. Net profit value
  55. Gross profit
  56. Debt equity ratio
  57. Issued shared
  58. Banking manual
  59. Question on cross currency rate 2 marks
  60. Gross profit & net profit 2 marks
  61. YTM 2 marks
  62. Debit in real account refers to…..
  63. KYC verification for shg group members….
  64. CA cannot opened by….
  65. Gross profit
  66. Present value
  67. Cash book passbook
  68. Real nominal accounts
  69. Fixed n floating rate
  70. Call money notice money
  71. Numerical Questions on gross profit, bond value, current yield, depreciation, present

value of some amount

  1. Petty cash – 3question
  2. Bank reconcile-2ques
  3. 2 question from prepaid expenses
  4. Main function of bank
  5. Gross profit
  6. Present annuity
  7. Proprietorship firm
  8. Meaning of holding company
  9. Cash flow 55000, Useful Life 5 years, IRR 15%, Cost of capital 11%. Find NPV
  10. What is consolidated voucher
  11. Representative personal account
  12. DE ratio owen fund current ratio total assets given n find the current asset
  13. Sweat equity share
  14. KYC – 2 questions
  15. Salvage value in depreciation method 2 questions
  16. Forex arithmetic 3ques’s
  17. Depreciation of machinery after 2 years written down value
  18. kyc risks
  19. STR report
  20. Risk mgmt
  21. BCSBI 1 question
  22. Credit bal
  23. Debit bal 2ques
  24. Forfeiture of shares
  25. Preference share

 

  1. Dual concept
  2. Accrual concept
  3. Formula of depreciation
  4. Sinking value 2 ques’s
  5. NPV VALUE OF Firm Calculation 2 Questions
  6. Debt equity ratios…
  7. Depreciations on fixed value…2-3ques…
  8. Depreciation on straight line (residual value) ques…
  9. Company having 51% share of another company…
  10. Maximum limit of transaction in small (ovd )accounts in a year….
  11. Current a/c cant be opened by….options were …pardanashin women….minor

….blind…a ccompany..

  1. Sweat equity shares…
  2. GAAR full form…
  3. Money market mutual funds are regulated by…
  4. If a person transfer a/c frm one branch to another branch den required kyc???
  5. Companiesare classified on the basis of…options were

…location…capital…managemnt…incorporation etc…

  1. Bond v alue…..
  2. Insurance premium for 45 days???
  3. Typs of clerical errors….. (ambitiousbaba.com)
  4. Periferal devices of computer…options were…keyboard windows..
  5. A Suspesious Transion report where the report ( FIU-Ind)
  6. Objective PMLA
  7. When a minor open self operated account
  8. Deleting Drawing 2 Questions debit or credit account
  9. What is bond maturity value (YTM)
  10. What is coupon rate
  11. Prepaid expenses or outstanding account adjustment done or not
  12. Samll account time
  13. Rectification of error 4-5 Questions
  14. Depreciation 4-5 Questions (3 Numerical)
  15. Final Account 5-6 Questions
  16. Foreign exchange 3 Questions all numerical
  17. YTM 3 Questions
  18. Education loan – 2 Question
  19. Gold loan-1 Question
  20. Consolidate voucher
  21. Bank General ledger
  22. Ratio 3 Question
  23. How to improve current ratio
  24. Inventory turnover ratio
  25. WDV Depreciation> 2problems
  26. Who cannot open a Current a/c>minor, illiterate, blind or unregistered society
  27. Balance sheet given. Calculate gross profit and net profit
  28. Capital paid by shareholders >Paid up capital
  29. Calculate PV and bond price>2 problems
  30. Which is not true abou Company a/c
  31. Cross currency problem
  32. What is Spot
  33. Due date of a bill from 29june(3months)
  34. Suspicious transaction report to >FI UNIT
  35. closing stock apear-trading and balance sheat
  36. contingent liability-bank garanty
  37. AS 13

150 medium risk-8 years

  1. SHG- kyc not required of all member
  2. sinking fund formula same as – FV anuity
  3. Prepaid exp-current liability
  4. depriciation 2 qtns from wdv method and one from wtd average method
  5. outstanding salary – personal act
  6. expenses and incomes – nominal act
  7. real a/c debited-what comes in
  8. statement record all ledger balance-trial balance
  9. current yeild
  10. bond value
  11. mehod of accepting proposal-irr, npv,payback
  12. Limited company pvt compny
  13. account opening of huf
  14. huf Kyc computerised a ccounting
  15. simple interest que
  16. wrongly credited de bited type question 3-4
  17. Theoretical question on IRR a
  18. Find cost of good sale if opening is80000; purchase is 120000;direct expense 5500;
  19. Indirect expense 4000 ;closing is9000
  20. Bond par value is 100, market rate is 12% and 15% is …..find bond price
  21. Ravi wants 500 at every quarter for 5 year , at the rate 10%.find initial deposite
  22. When bond price is equal to Face value.
  23. Interest paid in advance is a type of account
  24. In which depreciation rate of interest is constant
  25. Car purchase by a company is which type of expense
  26. Auditor of a bank is appointed by
  27. In cbs branch computer is connected to the server and all server are connected to main
  28. Data centre server
  29. In India 1$=66.56-66.74and 1 euro=1.1456-1.1765$ then relation betwn rupee and euro
  30. Wages for installation of machine is debited wages acct is which type of error
  31. Find closing balance if cost of goods sold ,puchase,indirect expense, opening balance is given – For 1year, For 3years
  32. A company deposited 5000at the beginning of the year to puchase amachinary for
  33. 20year at the rate 10% find present value of annuity
  34. Schedule AS6 define
  35. Which are the peripheral related to computer
  36. Which of the work out sourced by bank – Ans loan recovery
  37. Which work is not done at back office
  38. Calculation of EMI
  39. Calculation of interest on loan
  40. E kyc is done at periodically to which type of customer
  41. Why Ekyc is usefull
  42. A loan is sanctioned and disbursed 100000 but after 1 year it shows outstanding of
  43. 101000. Than what is 1000
  44. 4 questions from identifying type of error
  45. Gold loan eligibility
  46. Bond face value one numerical pbm
  47. Bank reconciliation statement given passbook balance and asked cash book balance and
  48. viceversa-2numerical question and 2 case study type question in above
  49. Cost sales netprofit numerical pbm
  50. Given coupon rate,rate of interest and par value asked market price.
  51. Accounting concepts AS29
  52. Business entity,matching concept – give situation asked to find the type of concept
  53. Benefits of CBS
  54. Bill drawn by A on B endorsed it to c….After due date the entries are bills
  55. receivable,noting charges-wat could have happened?

JAIIB paper 2 Recollected questions : 12th Dec 2020

  • Cross rate
  • Balance sheet equation
  • Discounting
  • YTM
  • Currency cross rate
  • One numerical qus from Ratio analysis
  • One numerical qus from Current ratio
  • 2-3 numerical from dep only WDV method
  • Company Account
  • Rectification
  •  Straight line method (SLM)
  • Foreign Exchange rate
  • Spot
  • TOM
  • entries almost involved which of the following option
  • about trial balance
  • current ratio of a concern is 1 then its net working capital is
  • about adjustment entry
  • passbook is a copy of
  • Goodwill is what type of account
  • accommodation bills is what type of account
  • book value sum asked
  • Bank permitted to engage certain classes of business under which act
  • calculation of p/e what are items required
  •  stock account is a related to
  • trial balance is
  • current yield bond some asked
  • current yield of a bond is inversely related to
  • repayment of entire loan at the end of loan period term payment it or compounded payment
  • accounting standard deals with?
  • in foreign currency transactions forward differential rate is known as?
  • entries almost involved which of the following options
  • current ratio of a concern is 1 then its net working capital is
  • about adjustment entry
  • passbook is a copy of
  • Goodwill is what type of account
  • accommodation bills is what type of account
  • book value sum asked
  • Bank permitted to engage certain classes of business under which act
  • calculation of p/e what are items required
  • stock account is a related to
  • current yield bond some asked
  • current yield of a bond is inversely related to
  • repayment of entire loan at the end of loan period term payment it or compounded payment
  • accounting standard deals with?
  • in foreign currency transactions forward differential rate is known as?
  • Mostly depreciation related numerical?
  • if a DPN is signed on 12-12-2017 then what is expiry date
  • Current ratio of account is 1then nwc is ?
  • Debt coverage ratio
  • Good will is a type of intangible asset under real account
  • Price earnings ratio
  • Accommodation bills is what type of account?
  • repayment of entire loan at the end of loan period term payment it or compounded payment
  • Functions of Banking (Para Banking)
  • RECO- 2 Questions
  • Rectification
  • Accounting Standards
  • Interest Calculation
  • Bond Value
  • Premium on Shares
  • PE Ratio
  • Earnings Per Share
  • CTS
  • Bill of Exchange
  • Type of Accounts
  • CI – Problem

Jaiib Study Material PDF

JAIIB Paper 3 Legal & Regulatory Aspects of Banking Exam question (24/11/2019)

  • Back to back LC
  •  Case study for cheque Payment
  •  Choose correct answer among option where bank gets protection
  •  Documents of title goods
  •  After lok adalat where one can file suit
  •  Natioanl commission : age for presiding ofdicer and his tenure
  •  Characteristics of FEMA
  •  DRT headed by..
  •  RBI pays interest on CRR (ambitiousbaba.com)
  • Equitable mortgage
  •  FEMA regulated by
  • Relationship with bank and customer in case of safe deposit locker
  • District forum headed by……
  • Limitation for suit case………
  • Deferred payment guarantee………
  • Banks can invest in other co. shares up what percentage
  •  Minimum number of director in public and PVT
  • Indemnity comes in which act……..
  • Acts of negotiable instrument’
  • Pay as u earn realtes to which tax
  •  Pay as you earn realties to which tax (ambitiousbaba.com)
  • LIC policy again loan called assignment
  •  Case study to determine which type of charge is created
  • NI act ombudsman drt
  •  Banking ombudsman is rank of GM/CGM of rbi
  • Address is come MOA or AOA
  • Types of mortgage
  • LoC
  • Director of companies
  • Banker and customer relationship partnership of minor
  •  CCR
  • RTI
  • INDEMINITY
  • Guarantee
  • when partnership disso lve
  • Few qns were related to topics like…
  • Max Penalty in FEMA
  • in which type of transaction more than 3 parties may involve
  • when a minor partner attains majority on 15-11-2019 and registered himself as proper partner in firm on this same day, then from which date his liability is said to be effective. (dates changed in exam)
  • how many officers (cgm/gm) can rbi appoint as ombusdmam.
  • question for irrevocable lc
  • material alteration on chq(bearer striked out/change in पाये name/none/one more option)
  • a company in Karnataka presents a proper in Mumbai to roc where should it be registered
  • when does partnership firm disaolves
  •  when can rbi order a banking company to shut down its business
  • one qn related to bill of lading and shipment
  • qn from it act 2000
  • many qustetion from Bill of exchange
  • one question from forged cheques
  • person dealing in Indian and foreign mutual funds related
  • name of position held for appellate tribunal for drt- chairperson/president/others
  • State COPRA head equivalent to
  • state copra head nominated/appointed by-something related to it

JAIIB paper 3 Recollected questions : 13th Dec 2020

  • Lok Adalat limit
  • Copra limit
  • Additional director tenure
  • Type of mortgage
  • Contract rules
  • Public information officer
  • DRT limit
  • DRT presiding officer
  • Where to file suit
  • On Mortgage almost 8 (easy to moderate)
  • Limitation act
  • On minor
  • Partnership act
  • Public limited company
  • Case study on sarfaesi
  • Pledge

Read More Jaiib/DBF Study Material (Unit wise)

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JAIIB/DBF Paper-I (Principle and Practices of Banking) Online Mock Tests

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JAIIB/DBF Paper-II (Accounting & Financial for Bankers) Online Mock Tests

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JAIIB/DBF Paper-3 (Legal and Regulatory Aspects of Banking) Online Mock Tests

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