Jaiib/DBF Previous years Exams Recollected Questions

09/04/2021

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JAIIB/DBF Previous years Exams Recollected Questions

JAIIB is a flagship course offered by IIBF. The exam is held twice every year – Once in May and once in November. JAIIB has 3 papers – Principles and practices of banking, Accounting and Finance for bankers and Legal and regulatory aspects of banking. In these papers, maximum questions are repeated in every exam. So, Ambitious baba is providing you with JAIIB Previous Year recollected Question Papers. These Previous Year recollected Question Papers will be very useful in upcoming examinations.

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Jaiib Paper 1 Principles & Practices of Banking Exam question (1/11/2019)

Cross cheque is defined under which act??
A endorser to B or his user which type of endorsement it is??
SLR defined under which act..
Minimum deposit limit under BSBDA.
DEFINITION DEMUTALISATION..
Identification of NEGOTIABLE INSTRUMENTS
BILL OS LADING
PROMISORRY NOTE
Que like stock statement not submitted for …days declares company npa … plays imp role in Payment n settlement system options: Rbi nps, clearing , sebi
Owner of company mortgageing his own prop for loan agay his company to be registered in…. (Ans cercai )
Widest WAN in India … Bank,reliance, c , d (I don’t rem)
Imp characteristics of atm debit card
Que related to marketing were from types of pricing
Fb/social media sales registration
Basel -2 related question
Locker any or survivor question
Basel-2 credit risk market risk
Public company minimum
Data mining (ambitiousbaba.com)
Locker of X and y either or survivor instructs bank to not let y operate coz they are divorcing…. Should y b allowed to operate ?
Swadhan relates to ?
SLR ratio relates to which section?
Cash management steps
Notes by at max b issured by rbi
Marketing mix components
In HUF who will operate the acc
If A has FD in bank appointed Z as nominee and , when A dies what Z can claim from bank on that FD ?
ANBC PERCENTAGE
UPI IS REGULATED BY NPCI
WORKING CAPITAL DPENDS ON
4 to 5 question in eithics topic (Module E)
Disadvantages of Lan
NON repudiation means
PPf premature clouser
In HUF who oprate the account ???
40% Of ANBC TOTAL PRIORITY SECTOR
18% OF ANBC AGRICULTURE
7.5% OF ANBC MICRO ENTERPRISE
10% OF ANBC ADVANCE WEEKER SECTION
Stock statement not submitted then company Npa ? (ambitiousbaba.com)
The working capital requirements of a business depends on the rate of turnover
Wildest WAN in india
In garnishee order court is?
Minimum provision for mse loan which is running as slandered asset?
Your customer in future receives foreign currency. Specify what would you suggest. . Lc.. . Forward contract rate, fixed rate
ABC jointly opens a account with anyone or survivor clause. If a expires can b n c operate, or with legal representation of a legal hiers
Mr. A has nominated B in fixed deposit. After death of A … B can transfer fdr into his name B can premature withdrawal fdr B can take money after court order and legal hier of A Money will be given to legal hier of A Mr.
Question of data mining and data warehousing …data integrity …. If an intruder gets into ur system and asks for money in order to allow u to use what is that called
Creditor of bank’s customer
In favour of POA, chq endorsement
Basel 2, 2 questions
NI act 3 qus
Kyc 1qus
Can a loan be set off if that customer has balance in saving ac of other branch, where cbs facility is not there
Cash management steps Notes by at max b issured by rbi (ambitiousbaba.com)
Priority sector advance limit
Micro service sector Max limit
Mutual funds properties and types
normal definitions, lc and type,
forward contract,
Joint account cases,
Marketing qualities,
types of lc question
marketing question like best option to choose
satellite works on principle line of sight
Short term crop loan per acre decided by???
Agriculture loan will become NPA after
questions second batch
protection to payment bank
Export under priority sector
ATMs type of site on-site
Working capital
Types of LC
Whistle blower policy. .
types of letter of credit.
Horizontal merger ?
ATM related 2 questions. like online ATM offline ATM .. stand alone ATM.
American depository receipt.
PSLC certificate

JAIIB paper 1 (PPB) Recollected questions : 6th Dec 2020

Business value
Ethical dilemma
Pledge, hypo, mortgage and assignment match the following
Numerical on NPA provision for doubtful assets
Priority sector advances to weaker sections
Updated investment and turnover for micro industries
Diversification
MKIS
Basel 2 and 3
Marketing Mix
Case studies on nomination in locker accounts
LAN
Questions on cheque conversion
call money market
PMJDY
Fair practice of lending
Non popular social networking site
Code of conduct for Direct Sales Agent made by?
Valuation of Mutual fund on…
Pre shipment credit
FCNR(B) is _ form of term deposit
Data mining tools
Frauds committed by large number of customers\
Call money market
Minor who doesn’t want to be in partnership should do…
Business facilitator work on behalf of…
Ethical Dilemma
Increase in CRR…
PMAPY
PMJJBY
PMSBY
Banking definition
Accept deposit purpose
Bank interest rates in marketing
Which one is not mkis
gross advance
Net working capital
Weaker section categories
Fair practice of lender 2 to 3 questions
mutual fund related 1
Rangarajan Committee
Narasimham committee
Classification of Assets
Computerization in Banks
Priority Sector – Target
Computerization in Banks
Priority Sector – Target
Money Market
Marketing Ethics
Match the Following – Vehicle, LIC Policy, Land, Hypothecation, Pledge Etc
Provision of Doubtful Assets
Banking Regulation ACT
NPA
General Banking – Either or Survivor
MSME
TNW
Current Ratio
SWIFT – related working DAYS
CRILC – who developed (Ans: RBI)
REPO RATE – Definition
MICRO/SMALL /MEDIUM
ISO Standards for smart cards – ISO 7816
ATM
Weaker sections in PSL
Mortgage
MCLR
PRODUCT MIX
Ex-Officio chairman of MPC (Ans: RBI Governor)
Penalty of non-maintenance of CRR
Debt Market
Marketing & Product Development
Product Life Cycle Stages
NRLM Objective
Letter of Credit
Marketing Ethics
Match the Following – Vehicle, LIC Policy, Land, Hypothecation, Pledge Etc
Provision of Doubtful Assets
Banking Regulation ACT
NPA
General Banking – Either or Survivor
MSME
TNW
Current Ratio
SWIFT – related working DAYS
CRILC – who developed (Ans: RBI)
REPO RATE – Definition
MICRO/SMALL /MEDIUM
ISO Standards for smart cards – ISO 7816
ATM
Mortgage
MCLR
Marketing & Product Development
Product Life Cycle Stages
NRLM Objective
Letter of Credit
Commercial Paper
MKIS(Marketing Information System)

Jaiib Study Material PDF

JAIIB Paper 2 Accounting & Finance for Bankers Exam question (17/11/2019)

Who can open a current account
concept of conservatism
straight line method book value problem
kyc low risk medium and high risk
Gold loan ltv ratio
npv problems
A indian bank branch in foreign country quotes fe in 1US$=1rupee. Whether it is a direct quote or indirect quote.
collection period denominator
collection period problem
matching concept
calculate capital.assets and liabilities given
adjustment entry
purchases account
coupon rate
bank reconciliation statement is prepared by whom a.auditor b.bank etc..
revenue receipt
promissory note is prepared by whom
publication of balance sheet
which is not a accounting ratio
Solvency,profitability, activity,etc
stock turnover ratio
types of company on ownership
journal
double entry system
functions of back office
operational manual is available in which of the following
Social media,banks website,internal portal
banking is defined as per which act
BRA,Rbi act..
small accounts.aggregate credits in a year
.example of a debit voucher
example of credit voucher
inoperative account
sweat share
bonus share
depreciation
acid ratio
ytm
problems on ratio
Npv
Depreciation
Bond value

Previous Year Paper Jaiib Paper-2 questions Recollected

Preference share option related voting rights were given
Foreign exchange dollar hkd and rupees cross currency was asked in rs
Eosp when it is issued or employees has buy predermined rates
Depreciation wdv 2 questions and sum of years 1
Error of principle
Gold loan rules for sanctioning
Bond volatility
spot rate meaning
Value date
e-commerce is?
Computer software is developed by?
Cost of sales gross profit net profit
Reconciliation
Closing stock apear-trading and balance sheat
Contingent liability-bank garanty
AS 13 relates to investment
Medium risk-8 years
SHG- kyc not required of all member
Sinking fund formula same as – FV anuity
Prepaid exp-current liability
Depriciation 2 qtns from wdv method and one from wtd average method
Outstanding salary – personal act
Expenses and incomes – nominal act
Real a/c debited-what comes in
Statement record all ledger balance-trial balance
Small account credit in a year – 1 lakh
Govt Company – 51% share
Question on kyc
Saving ac interest calculation….
Question in cash book and pass book
Long term Liabilities changes (ambitiousbaba.com)
Effect on assets
No question on SI, CI and EMI
Question from trial Balance
Real account, Personal account, Nominal account
1 question is that Representative personal acc is 1
Question on wdv depreciation method
2 marks question on foreign exchange rate
1 question on ESOS
Floating rates are called ……
Back office may be situated in ……
Long term liabilities are payable after ……
High Financial Leverage means ……
Expenditure & Income reales to ……
Non Voting Shares
Double entry system means ……
Vaule date
Residual Value
YTM bond is ……
Spot
Call & Short Money
Credit & Debit Voucher
Chq clearing
Net profit value
Gross profit
Debt equity ratio
Issued shared
Banking manual
Question on cross currency rate 2 marks
Gross profit & net profit 2 marks
YTM 2 marks
Debit in real account refers to…..
KYC verification for shg group members….
CA cannot opened by….
Gross profit
Present value
Cash book passbook
Real nominal accounts
Fixed n floating rate
Call money notice money
Numerical Questions on gross profit, bond value, current yield, depreciation, present

value of some amount

Petty cash – 3question
Bank reconcile-2ques
2 question from prepaid expenses
Main function of bank
Gross profit
Present annuity
Proprietorship firm
Meaning of holding company
Cash flow 55000, Useful Life 5 years, IRR 15%, Cost of capital 11%. Find NPV
What is consolidated voucher
Representative personal account
DE ratio owen fund current ratio total assets given n find the current asset
Sweat equity share
KYC – 2 questions
Salvage value in depreciation method 2 questions
Forex arithmetic 3ques’s
Depreciation of machinery after 2 years written down value
kyc risks
STR report
Risk mgmt
BCSBI 1 question
Credit bal
Debit bal 2ques
Forfeiture of shares
Preference share

Dual concept
Accrual concept
Formula of depreciation
Sinking value 2 ques’s
NPV VALUE OF Firm Calculation 2 Questions
Debt equity ratios…
Depreciations on fixed value…2-3ques…
Depreciation on straight line (residual value) ques…
Company having 51% share of another company…
Maximum limit of transaction in small (ovd )accounts in a year….
Current a/c cant be opened by….options were …pardanashin women….minor

….blind…a ccompany..

Sweat equity shares…
GAAR full form…
Money market mutual funds are regulated by…
If a person transfer a/c frm one branch to another branch den required kyc???
Companiesare classified on the basis of…options were

…location…capital…managemnt…incorporation etc…

Bond v alue…..
Insurance premium for 45 days???
Typs of clerical errors….. (ambitiousbaba.com)
Periferal devices of computer…options were…keyboard windows..
A Suspesious Transion report where the report ( FIU-Ind)
Objective PMLA
When a minor open self operated account
Deleting Drawing 2 Questions debit or credit account
What is bond maturity value (YTM)
What is coupon rate
Prepaid expenses or outstanding account adjustment done or not
Samll account time
Rectification of error 4-5 Questions
Depreciation 4-5 Questions (3 Numerical)
Final Account 5-6 Questions
Foreign exchange 3 Questions all numerical
YTM 3 Questions
Education loan – 2 Question
Gold loan-1 Question
Consolidate voucher
Bank General ledger
Ratio 3 Question
How to improve current ratio
Inventory turnover ratio
WDV Depreciation> 2problems
Who cannot open a Current a/c>minor, illiterate, blind or unregistered society
Balance sheet given. Calculate gross profit and net profit
Capital paid by shareholders >Paid up capital
Calculate PV and bond price>2 problems
Which is not true abou Company a/c
Cross currency problem
What is Spot
Due date of a bill from 29june(3months)
Suspicious transaction report to >FI UNIT
closing stock apear-trading and balance sheat
contingent liability-bank garanty
AS 13

150 medium risk-8 years

SHG- kyc not required of all member
sinking fund formula same as – FV anuity
Prepaid exp-current liability
depriciation 2 qtns from wdv method and one from wtd average method
outstanding salary – personal act
expenses and incomes – nominal act
real a/c debited-what comes in
statement record all ledger balance-trial balance
current yeild
bond value
mehod of accepting proposal-irr, npv,payback
Limited company pvt compny
account opening of huf
huf Kyc computerised a ccounting
simple interest que
wrongly credited de bited type question 3-4
Theoretical question on IRR a
Find cost of good sale if opening is80000; purchase is 120000;direct expense 5500;
Indirect expense 4000 ;closing is9000
Bond par value is 100, market rate is 12% and 15% is …..find bond price
Ravi wants 500 at every quarter for 5 year , at the rate 10%.find initial deposite
When bond price is equal to Face value.
Interest paid in advance is a type of account
In which depreciation rate of interest is constant
Car purchase by a company is which type of expense
Auditor of a bank is appointed by
In cbs branch computer is connected to the server and all server are connected to main
Data centre server
In India 1$=66.56-66.74and 1 euro=1.1456-1.1765$ then relation betwn rupee and euro
Wages for installation of machine is debited wages acct is which type of error
Find closing balance if cost of goods sold ,puchase,indirect expense, opening balance is given – For 1year, For 3years
A company deposited 5000at the beginning of the year to puchase amachinary for
20year at the rate 10% find present value of annuity
Schedule AS6 define
Which are the peripheral related to computer
Which of the work out sourced by bank – Ans loan recovery
Which work is not done at back office
Calculation of EMI
Calculation of interest on loan
E kyc is done at periodically to which type of customer
Why Ekyc is usefull
A loan is sanctioned and disbursed 100000 but after 1 year it shows outstanding of
101000. Than what is 1000
4 questions from identifying type of error
Gold loan eligibility
Bond face value one numerical pbm
Bank reconciliation statement given passbook balance and asked cash book balance and
viceversa-2numerical question and 2 case study type question in above
Cost sales netprofit numerical pbm
Given coupon rate,rate of interest and par value asked market price.
Accounting concepts AS29
Business entity,matching concept – give situation asked to find the type of concept
Benefits of CBS
Bill drawn by A on B endorsed it to c….After due date the entries are bills
receivable,noting charges-wat could have happened?

JAIIB paper 2 Recollected questions : 12th Dec 2020

Cross rate
Balance sheet equation
Discounting
YTM
Currency cross rate
One numerical qus from Ratio analysis
One numerical qus from Current ratio
2-3 numerical from dep only WDV method
Company Account
Rectification
Straight line method (SLM)
Foreign Exchange rate
Spot
TOM
entries almost involved which of the following option
about trial balance
current ratio of a concern is 1 then its net working capital is
about adjustment entry
passbook is a copy of
Goodwill is what type of account
accommodation bills is what type of account
book value sum asked
Bank permitted to engage certain classes of business under which act
calculation of p/e what are items required
stock account is a related to
trial balance is
current yield bond some asked
current yield of a bond is inversely related to
repayment of entire loan at the end of loan period term payment it or compounded payment
accounting standard deals with?
in foreign currency transactions forward differential rate is known as?
entries almost involved which of the following options
current ratio of a concern is 1 then its net working capital is
about adjustment entry
passbook is a copy of
Goodwill is what type of account
accommodation bills is what type of account
book value sum asked
Bank permitted to engage certain classes of business under which act
calculation of p/e what are items required
stock account is a related to
current yield bond some asked
current yield of a bond is inversely related to
repayment of entire loan at the end of loan period term payment it or compounded payment
accounting standard deals with?
in foreign currency transactions forward differential rate is known as?
Mostly depreciation related numerical?
if a DPN is signed on 12-12-2017 then what is expiry date
Current ratio of account is 1then nwc is ?
Debt coverage ratio
Good will is a type of intangible asset under real account
Price earnings ratio
Accommodation bills is what type of account?
repayment of entire loan at the end of loan period term payment it or compounded payment
Functions of Banking (Para Banking)
RECO- 2 Questions
Rectification
Accounting Standards
Interest Calculation
Bond Value
Premium on Shares
PE Ratio
Earnings Per Share
CTS
Bill of Exchange
Type of Accounts
CI – Problem

Jaiib Study Material PDF

JAIIB Paper 3 Legal & Regulatory Aspects of Banking Exam question (24/11/2019)

Back to back LC
Case study for cheque Payment
Choose correct answer among option where bank gets protection
Documents of title goods
After lok adalat where one can file suit
Natioanl commission : age for presiding ofdicer and his tenure
Characteristics of FEMA
DRT headed by..
RBI pays interest on CRR (ambitiousbaba.com)
Equitable mortgage
FEMA regulated by
Relationship with bank and customer in case of safe deposit locker
District forum headed by……
Limitation for suit case………
Deferred payment guarantee………
Banks can invest in other co. shares up what percentage
Minimum number of director in public and PVT
Indemnity comes in which act……..
Acts of negotiable instrument’
Pay as u earn realtes to which tax
Pay as you earn realties to which tax (ambitiousbaba.com)
LIC policy again loan called assignment
Case study to determine which type of charge is created
NI act ombudsman drt
Banking ombudsman is rank of GM/CGM of rbi
Address is come MOA or AOA
Types of mortgage
LoC
Director of companies
Banker and customer relationship partnership of minor
CCR
RTI
INDEMINITY
Guarantee
when partnership disso lve
Few qns were related to topics like…
Max Penalty in FEMA
in which type of transaction more than 3 parties may involve
when a minor partner attains majority on 15-11-2019 and registered himself as proper partner in firm on this same day, then from which date his liability is said to be effective. (dates changed in exam)
how many officers (cgm/gm) can rbi appoint as ombusdmam.
question for irrevocable lc
material alteration on chq(bearer striked out/change in पाये name/none/one more option)
a company in Karnataka presents a proper in Mumbai to roc where should it be registered
when does partnership firm disaolves
when can rbi order a banking company to shut down its business
one qn related to bill of lading and shipment
qn from it act 2000
many qustetion from Bill of exchange
one question from forged cheques
person dealing in Indian and foreign mutual funds related
name of position held for appellate tribunal for drt- chairperson/president/others
State COPRA head equivalent to
state copra head nominated/appointed by-something related to it