JAIIB Exam 2025 – RBWM Important Questions MCQs Quiz-9

04/03/2025

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JAIIB Exam 2025 RBWM Important Questions MCQs Quiz-9

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB RBWM MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. What is LTV ratio in Home loan for property >=Rs. 30 Lakh and upto Rs. 75 Lakh?
a) 90%
b) 80%
c) 75%
d) 50%

2. Maximum moratorium period of ______in case of construction and ________in case of purchase of home is allowed generally by banks.
a) 12 months, 6 months
b) 18 months, 3 months
c) 24 months, 3 months
d) 12 months, 6 months

3. Maximum Repayment Period in Home Loan is ________
a) 20 years
b) 30 years
c) 25 years
d) 40 years

4. Home loan can not be given for which purpose?
a) To purchase or construct house
b) To repair existing house
c) To purchase a plot of land
d) To acquire household articles along with the house for furnishing

5. Maximum Repayment Period of Secured Personal Loans is _______
a) 3 years
b) 5 years
c) 7 years
d) 10 years

6. Quantum of Finance under Model Education Loan Scheme is ________ in India and _______ in abroad.
a) Rs. 5 lakhs, Rs. 10 lakhs
b) Rs. 15 lakhs, Rs. 20 lakhs
c) Rs. 10 lakhs, Rs. 20 lakhs
d) Rs. 10 lakhs, Rs. 25 lakhs

7. Moratorium Period in case of Education Loan is _______ .
a) Course Period
b) Course Period + 1 year
c) Course Period +2 years
d) Course Period + 5 years

8. Margin in case of Education Loan for Above ₹4 Lakh – Studies in India is ________ and for Studies abroad is ______.
a) 10%, 20%
b) 5%, 15%
c) 10%, 15%
d) 20%, 25%

9. Retail Loan Processing Centres of banks are designed to _________
(i) Source retail asset business
(ii) Process retail loans
(iii) Do the valuation/legal opinion wherever necessary
(iv) Release the loan either at their end or advise sanction to branches.
(a) (i) & (iii) only
(b) (ii) & (iv) only
(c) (ii), (iii) & (iv) only
(d) (i), (ii), (iii) & (iv) above

10. Personal Loans are sanctioned by banks based on _________
(i) Salary in case of employees
(ii) Monthly/Annual Income in case of business persons
(iii) Number of years of service/in business
(a) (i) only
(b) (ii) & (iii) only
(c) (i) & (iii) only
(d) (i), (ii) & (iii) above