SBI Trainee Officers Exam 2019: Memory Based Questions

28/10/2021

Table of Contents

Recollected Questions 2019: SBI Trainee Officers Examination (SBI Clerk to Officer Promotion exam)

All the Public Sector Banks conduct a different exam for the promotion of Clerk to Officer, and every bank has different eligibility criteria, syllabus and exam pattern for the promotion of clerk to Officer. SBI conducts internal promotional exam for the promotion of SBI clerk to SBI TO (Trainee officers) in the month of December. In this post we are giving you all Recollected Questions from SBI Trainee Officers Examination – 2019. If you are going to appear for this exam on coming years then you must not miss SBI Trainee Officers Examination Recollected Questions .

♦SECTION – I

GENERAL AWARENESS ABOUT BANKING ENVIRONMENT, KYC, LEGAL ISSUES

Questions (20) Marks (10) Answer

1st mobile ATM is started by which bank-ICICI
Under which section GOI gives direction to RBI- Sec.7(1)
SDR is available in which currency- INR
Account becomes inoperative after how many years- 2 years
What is the name of SBI voice assistant- SIVA
Inoperative account payment is entered in which register– Cheque referred/returned register
Risk category of inoperative account –Medium
What is the name of AI of PNB met life– Khushi
Global competitiveness index –58
Mudra is a subsidiary of –SIDBI
What is paripassu charge –proportional
Yuva is AI of which SBI Subsidiary –SBI Mutual fund
Ease of doing business India ranks 2019-77
Super Sr.Citizen age Above –80 years
Islamic Bank Head quarter –Doha
Attachment order issued by-Income Tax authorities
In which type of mortgage action can be taken without intervention of court

♦SECTION – III

KNOWLEDGE ABOUT PRODUCTS & SERVICES OF OUR BANK AND FINANCIAL INCLUSION

Questions (20) Marks (20) Answer

Asha Home Loan is of which bank- AXIS BANK
Minimum balance requirement for current account in rural areas -Rs.10,000/-
Minimum amount of loan in PAL home loan- Rs.10 Lakhs
In which type of mortgage action can be taken without intervention of court- English Mortgage
Minimum gms of gold deposit- 50gms
Is payment allowed at non home branch in capgain account– No
Max deposit allowed at non home branch in p segment account- No such limit
Minimum balance requirement in MACT Saving account- No min.balance
What is document AB-4 Revival letter from borrower
Which taxn right is issued in capgain account- View only
Fleet finance collateral- 20%
SME smart score –Personal, business, collateral
Open term loan validity– 12 months
Expected rentals not added in which HL –Realty
Provision in HL above 75 lakhs- 75%
Fasal Bhima Yojana –No such restrictions
KCC tie up collateral free- 3 lakhs
Stand up India Max. Loan- 1 crore
Agri Abl-LTV 65%, –5 times
Green field projects for which type of loans

SBI Trainee Officer (TO) Online Test Series 2020-21

♦SECTION – IV

KNOWLEDGE OF CBS AND IT PRODUCTS IN USE IN THE BANK AND IT RELATED SECURITY CONCERNS

Questions(20) Marks(15) Answer

2 technology partners for ATM switch center –Base24 & Electra
Name of app which gives facility to fill voucher on smart phone –DIGI VOUCHER
Name captured in cheque leaves thru which screen –Personalization
Full form of MOPS- Multi option payment system
Standard number of cheque leaves issued in saving account –10
Machine installed at branch for passbook printing –SWAYAM
Name captured in cheque book requisition slip through which screen- Personalisation
Sbi mingle is available on social media platforms– Face book and Twitter
Teller gets inactive in cbs in how many days– 7
ASBA link to which type of account –S.B. & C.A.
Technology used in SBI fastag– RFID
Buying and selling online– E-commerce
POS acquirer charges
Which product is available for toll plazas- Fastag
App for downloading of home loan education loan interest certificate- Sbi quick
User name and password to be issued to customer through which mode -By courier/post