CAIIB BFM Memory Based Paper : 1 December 2024

01/12/2024

CAIIB Bank Financial Management (BFM) Recollected Questions :1 December 2024

CAIIB is a flagship course offered by IIBF. The exam is held twice every year – Once in June and once in November. 1 December 2024 CAIIB Paper 2 exam We provide Recollected Questions . In these papers, maximum questions are repeated in every exam. So, Ambitious baba is providing you with CAIIB recollected Question Papers of Bank Financial Management (BFM). These recollected Question Papers Bank Financial Management (BFM) will be very useful in upcoming shifts.

Paper Level–Moderate

DSIB – Leverage Ratio??-Minimum 4%
The risk arising due to negative publicity Opinion etc..– Reputation Risk
Risk that the interest rate of asset and liability changes in different magnitude is??=Basis Risk
Thus, for first Rs 7 Lakh remittance under LRS there shall be no TCS. Beyond this Rs 7 Lakh threshold, TCS shall be: 0.5% (if remittance for education is financed by education loan).
Tier II Capital can be ?=Maximum 100% of TIER I capital
MRR in case of Housing mortgage??-5%
Status holder exporter can self write off export bill?=10%
Volatility is defined as?? Standard Deviation.
64 days volatility is 56% then calculate daily volatility?- 7%
Variance is defined as?- Sum of standard deviation divided by number of observation.
In CCCB the main indicator will be?- Credit-to-GDP gap.
The Altman’s Z score forecasts the probability of a company entering bankruptcy?- Within a 12-month period.
Within minimum Tier I ratio , the maximum AT1 can be?-1.5%
RWA for market risk is calculated by multiplying the capital charge by?- 12.5 (11.11 not in the option)
The Altman Z model combines 5 financial ratios using the reported accounting information and equity values to produce an objective measure of the borrower’s financial health
Diamond Dollar Account (DDA): Exporters-importers dealing in rough and polished diamonds or diamond-studded jewellery, with a track record, of at least, 2 years and average export turnover of Rs. 3 crores, can open Diamond dollar account with an AD, for transacting business in foreign exchange. An exporter can maintain up to 5 DDAS.
The fixing of rate of exchange between one currency and another through the medium of some other currency is done by a method known as ??- Chain Rule.
FCNR (B) maximum time period ??- 5 years
USD/INR deal on 1 February Wednesday on spot basis.
If Friday 3 Feb is Holiday in USA and Monday 6 Feb is holiday in Europion union. The date of settlement is?- 6 February
If Leverage ratio is 4.5% and Tier I capital of a bank is 11,550 act then what is banks exposure measure???
If USD/INR is 82.5445/82.6025 and GBP/USD is 1.2212/1.2413 then what will be bid rate of GBP/INR??- 82.5445*1.2413=102.46
If LCR is 110% and net cash flow for next 30 days is 550 Cr. Then HQLA of bank ??
If AFS is 375 Cr and RSF is 325 Cr the calculate NSFR??- NSFR = AFS/RFS = 375/325=1.15*100 =115
For travellers proceeding for Haj/ Umrah pilgrimage, full amount of entitlement ($250,000) in cash or up to the cash limit as specified by the Haj Committee of India.
Remittances under LRS for education purpose??- As per request of student but student need to submit documentary evidence from foreign university
Case study on NRI ,A goes to US for study which will take 2 years and 3 months to complete the study.. he take his wife with him for stay?(5 Questions)
NSFR Related Questions
LCR Related Questions
Foreign exchange 2 case study
The bills discounted under LC favouring a borrower may not be classified as a Non-performing asset (NPA), when any other facility granted to the borrower is classified as NPA
Which is best for making choice about investment?- RAROC
Leverage ratio of D SIB
Capital conservation buffer
TCS rate for education financed by Bank
Full cash limit or decided by Haj committee
Max years of FCNRB deposit
If advance is given under consortium arrangement and the bank is not parting away with share of other bank then??- The account will be treated as not serviced and therefore NPA
Forward contract case study
Who can open SNRR Account??- Any person resident outside India, having a business interest in India, may open a Special Non-Resident Rupee Account (SNRR account)