Current Affairs quiz 2022, Daily gk updates and Current affairs is playing a major role in any competitive exam. so here we are providing the current affairs quiz on daily basis for Bank, SSC, Railway and Other Government Competitive Examinations.
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Q.1. India and which country have signed an MoU on wildlife conservation and sustainable biodiversity utilization?
Exp. India signed an MoU with Namibia for wildlife conservation
India and the Republic of Namibia has signed an MoU on wildlife conservation and sustainable biodiversity utilization for the restoration of cheetah into the historical range in India.
The signing of the MoU took place between Vice President of Namibia, Nangolo Mbumba and Union Minister of Environment, Forest and Climate Change Bhupender Yadav.
The main thrust areas of MoU include biodiversity conservation with a specific focus on conservation and restoration of cheetah in their former range areas from which they went extinct and sharing and exchange of expertise and capacities aimed at promoting cheetah conservation in two countries.
Cheetah has a very special significance for the national conservation ethic and ethos. Bringing the cheetah back to India would have equally important conservation ramifications. Cheetah restoration will be part of a prototype for the restoration of original cheetah habitats and their biodiversity, helping to stem the degradation and rapid loss of biodiversity.
Capital – Windhoek
Currency – Namibian dollar, South African rand
President – Hage Geingob
JSW Steel partnered with BCG to accelerate decarbonization journey
Telangana government partnered with UNDP for Data in Climate Resilient Agriculture (DiCRA)
The Telangana government has joined hands with the United Nations Development
NASSCOM partnered with Google for DigiVaani Call Center
RBI and Bank Indonesia signed an MoU to improve mutual cooperation
RIL partnered with Athletics Federation of India to support Indian Athlete
Q.2. Which state government has launched a scheme named ‘Swanirbhar Naari’, to empower indigenous weavers?
Exp. Ookla’s Speedtest Global Index June 2022: India ranks 118, topped by Norway
India’s rankings fell by three spots in the median mobile speeds, according to Ookla’s Speedtest Global Index. India has at the number 115th spot in May this year, but it dropped down to 118th in June.
In April and May, India’s mobile broadband speeds improved. But the month of June 2022, saw the median mobile download speeds in India decrease from 14.28 Mbps in May to 14.00 Mbps, according to the data.
India’s median download speeds on fixed broadband marked an improvement at 48.11 Mbps in June 2022, from 47.86 Mbps in the previous month. This pushed country’s global ranking three notches higher, to 72nd spot in June 2022 from 75th in May 2022.
According to the June Speedtest Global Index, Norway continues to be at the No.1 spot for overall global median mobile speeds, while Chile has reclaimed its No.1 position from Singapore, which landed at the No.2 spot for overall global fixed broadband speeds.
For the month of June, Norway ranks first at 126.96 Mbps in the median mobile download speed index and Chile ranks first at 21373 Mbps in the median broadband download speed index.
Papua New Guinea and Gabon registered the highest growth for mobile download speeds and fixed broadband speeds respectively in June 2022.
Ookla’s index compares speedtest data from around the world each month.
Q.5. Which statement is not correct about Henley Passport Index 2022?
(i) Japan has the most powerful passports in the world. / जापान के पास दुनिया के सबसे शक्तिशाली पासपोर्ट हैं।
(ii) Indian passport has ranked at 87th among 189 passports. / भारतीय पासपोर्ट 189 पासपोर्टों में 87वें स्थान पर है।
(iii) India has shared rank with China in Henley Passport Index 2022. / भारत ने हेनले पासपोर्ट इंडेक्स 2022 में चीन के साथ रैंक साझा किया है।
(iv) Afghanistan’s passport is the least useful passport. / अफगानिस्तान का पासपोर्ट सबसे कम उपयोगी पासपोर्ट है।
(a) Only i
(b) Only ii & iii
(c) Only iv
(d) Only i & iv
(e) No one is correct
Answer & Explanation
Exp. Henley Passport Index 2022: India ranks 87th, topped by Japan
The Henley Passport Index has recently released the list of the World’s Most Powerful Passports for the year 2022.
Indian passport has ranked at 87th in the Henley Passport Index among 199 passports.
Japan, Singapore and South Korea have the most powerful passports in the world, according to the latest rankings released by Henley Passport Index.
A Japanese passport provides hassle-free entry to 193 countries and remains the most powerful for the fifth year in a row. Singapore and South Korea, which according to the latest Henley Passport Index are at number 2 and 3 slots respectively provide access to 192 countries.
The rest of the top 10 include countries such as Germany, Spain, Finland, Luxembourg, and Italy and the UK is sixth with access to 187 countries, while the US is seventh with a score of 186.
Russian travel documents are ranked 50th, giving easy access to 119 nations. China placed 69th with access to 80 countries and Afghanistan’s passport is the least useful, getting the holder into only 27 countries.
The Henley Passport Index is the original, authoritative ranking of all the world’s passports according to the number of destinations their holders can access without a prior visa. The index is based on exclusive data from the International Air Transport Association (IATA) – the largest, most accurate travel information database and enhanced by Henley & Partners’ research team.
Henley Passport Index 2022
Rank 1 – Japan
Rank 2 – Singapore & South Korea
Rank 3 – Germany & Spain
Rank 4 – Finland, Italy & Luxemburg
Rank 5 – Austria, Denmark, Netherlands & Sweden
Rank 6 – France, Ireland, Portugal & United Kingdom
Rank 7 – Belgium, New Zealand, Norway, Switzerland & United States
Rank 8 – Australia, Canada, Czech Republic, Malta & Greece
Rank 9 – Hungary
Rank 10 – Lithuania, Poland & Slovakia
Rank 50 – Russia
Rank 69 – China & Bolivia
Rank 87 – India, Mauritania & Tajikistan
Rank 108 – Yemen
Rank 109 – Pakistan
Rank 110 – Syria
Rank 111 – Iraq
Rank 112 – Afghanistan
Q.6. Which bank has partnered with Bajaj Allianz Life Insurance to offer life insurance products?
Exp. Bajaj Allianz partnered with DBS Bank India to offer life insurance products
Bajaj Allianz Life Insurance and DBS Bank India have announced a strategic partnership to offer life insurance solutions to the bank’s customers.
New and existing customers across the 550+ branches of DBS Bank can now choose from Bajaj Allianz Life’s retail products including term, savings, retirement, and investment products.
DBS is a leading financial services group in Asia with 18 markets. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Euromoney,
In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 13 consecutive years from 2009 to 2021. DBS was also ranked No. 1 on Forbes’ list of the World’s Best Banks in India for two consecutive years.
DBS Bank has been present in India for 28 years, opening its first office in Mumbai in 1994. DBS Bank India Limited is among the first foreign banks in India to start operating as a wholly owned, locally incorporated subsidiary of a leading global bank.
Bajaj Allianz Life Insurance is one of India’s leading and fastest-growing private life insurers. The company is a partnership between two powerful and successful entities in their own right – Bajaj Finserv Limited, one of India’s most diversified non-banking financial institution and Allianz SE, one of the world’s leading asset manager and insurer.
About Development Bank of Singapore (DBS) Bank
Founded – 1968
Headquarters – Singapore
Chairman – Peter Seah
CEO – Piyush Gupta
Q.7. __________ has announced severe restrictions on three cooperative banks for non-compliance with the directions.
(c) Bureau of Indian Standards / भारतीय मानक ब्यूरो
(d) SEBI / सेबी
(e) SIDBI / सिडबी
Answer & Explanation
Exp. RBI restricted three cooperative banks from conducting banking activity
The Reserve Bank has announced severe restrictions on three cooperative banks.
These include two banks from Maharashtra, the Nashik Zilla Girna Sahakari Bank Limited and the Raigad Sahakari Bank besides Karnatka-based Sri Mallikarjuna Pattana Sahakari Bank.
Considering their poor liquidity position, the Reserve Bank has prohibited these three banks from conducting any banking activity.
Depositors of Nashik Zilla Girna Sahakari Bank and Sri Mallikarjuna Pattana Sahakari Bank will not be allowed to withdraw any money from their savings, current, or any other account.
They will however be allowed to set off loans against deposits. While 99.87 percent of all the depositors of Nashik Zilla Girna Sahakari Bank are fully covered by the DICGC insurance scheme, close to 99.5 percent of depositors of Sri Mallikarjuna Pattana Sahakari Bank are covered by the scheme.
The depositors of Raigad Sahakari Bank to withdraw a sum not exceeding fifteen thousand rupees out of the total balance across all savings or current accounts or any other account.
These banks will not be able to grant or renew any loans and advances, make any investment, borrow funds or accept fresh deposits, disburse any payment, enter into any compromise or arrangement and sell, transfer or otherwise dispose of any of its properties or assets.
About Reserve Bank of India (RBI)
Founded – 1 April 1935
RBI Nationalized – 1 January 1949
Headquarters – Mumbai, Maharashtra
RBI set up – Hilton Young Commission
1st Governor – Sir Osborne Smith (Australia)
1st Indian Governor – CD Deshmukh
25th Governor – Shaktikanta Das
RBI Deputy Governor (4) – 1. Tavarna Rabi Sankar
Mukesh Kumar Jain
Michael D Patra
M Rajeshwar Rao
Five Subsidiaries of RBI
Deposit Insurance and Credit Guarantee Corporation of India (DICGC)
Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL)
Reserve Bank Information Technology Private Limited (ReBIT)
Indian Financial Technology and Allied Services (IFTAS)
Reserve Bank Innovation Hub
Four currencies note printing presses
Nashik in Maharashtra owned by govt of India
Dewas in Madhya Pradesh owned by govt of India
Mysuru in Karnataka owned by RBI
Salboni in West Bengal owned by RBI
Four mints owned by the Government of India
Mumbai, Hyderabad, Calcutta and Noida
Q.8. RBI has hiked the minimum Capital Adequacy Ratio (CAR) for Urban Cooperative Banks (UCBs) with deposits above Rs 100 crore to _____ percent from 9.0 percent.
Exp. RBI hiked Capital Adequacy Ratio for Urban Cooperative Banks to 12%
RBI has hiked the minimum Capital Adequacy Ratio (CAR) for Urban Cooperative Banks (UCBs) with deposits above Rs 100 crore to 12 percent from 9.0 percent.
RBI has allowed till March 2026 to meet revised CAR norm in phases for UCBs that don’t meet it currently.
RBI has decided to adopt a simple four-tiered regulatory framework with differentiated regulatory prescriptions to strengthen the financial soundness of the existing UCBs. This is based on recommendations of a panel headed by N S Vishwanathan, former Deputy Governor set up in February 2021
It has retained the norm of a minimum CAR of 9 per cent for tier-1 banks (those with deposits up to Rs 100 crore).
The Tier-2 banks are UCBs with deposits of more than Rs 100 crore and up to Rs 1,000 crore; Tier-3 are UCBs with deposits of more than Rs 1,000 crore and up to Rs 10,000 crore. The final layer, Tier-4. consists of banks with deposits exceeding Rs 10,000 crore.
RBI said in statement to boost business opportunities for housing loans, risk weights will now be assigned on the basis of loan-to-value (LTV) ratio alone. This is expected to bring capital savings, and will apply to all UCB tiers.
RBI added that revaluation reserves will be considered for inclusion in Tier-I capital subject to applicable discounts on the lines of scheduled commercial banks.
Q.9. Which bank has launched its WhatsApp Banking services to make banking easier for its customers?
Exp. SBI launched WhatsApp Banking Services for its customers
India’s largest public sector lender, State Bank of India has launched its WhatsApp Banking services to make banking easier for its customers.
Customers of the SBI can access their Account Balance and view Mini Statement on WhatsApp.
You must first register to use this service through SBI WhatsApp Banking. Send an SMS to 7208933148 with the text WAREG, your account number, and a space between them. One thing you must remember is to send this SMS from the same phone number that is linked to your SBI account.
This WhatsApp Banking services can available to customers when they send a message saying ‘Hi’ on the number 919022690226.
Bank is working to offer WhatsApp-based services to its credit card holders through the platform under the name of SBI Card WhatsApp connect.
About State Bank of India (SBI)
Founded – 1 July 1955
Headquarters – Mumbai, Maharashtra
Chairman – Dinesh Kumar Khara
Managing Director – (4) Alok Kumar Choudhary, Swaminathan Janakiraman, Challa Sreenivasulu Setty, and Ashwini Kumar Tewari
Imperial Bank of India was previous name of SBI.
The presidency Banks of Bengal, Bombay and Madras with merged in 1921 to Imperial Bank of India.
Tagline – (1) Pure Banking Nothing Else
(2) With you all the way
(3) A bank of the common man
(4) The banker to every Indian
(5) The Nation banks on us
Q.10. Who has appointed as Managing Director of ONGC Videsh Limited?
Exp. Denesh Ramdin, Lendl Simmons announced retirement from international cricket
West Indies cricketers in Denesh Ramdin and Lendl Simmons have announced retirement from international cricket.
Ramdin played his last match for West Indies in a T20I in December 2019. However, he will continue to play franchise cricket. He has played 74 Tests, 139 ODIs and 71 T20Is. He started out in Test cricket, making his debut against Sri Lanka in Colombo in July 2005.
Simmons made his international debut way back in 2008 in an ODI against Pakistan at Faisalabad. Thereafter, he made his T20 and Test debuts in 2007 and 2009 respectively. In 8 Tests, 68 ODIs and 68 T20Is, the right-handed batter scored 278, 1958 and 1527 runs respectively.
Q.13. Which city has announced to host the Summer Olympic Games 2028 in July 2028?
Exp. Los Angeles to host 2028 Summer Olympic Games in July 2028
The 2028 Summer Olympic and Paralympic Games will be hosted in Los Angeles, United States.
The opening ceremony for the 2028 Los Angeles Olympics will take place on July 14, 2028, and continue till July 30.
Los Angeles has previously hosted the Olympics in 1984 and 1932.
The Los Angeles 2028 Games will feature more than 3,000 hours of live sport across 800 events in more than 40 sports. 15,000 athletes are expected to compete in the Olympic and Paralympic Games in Los Angeles, according to Los Angeles 2028.
The Paralympic Games will begin in Los Angeles on August 15, 2028, and end on August 27.
This will be the first time that Los Angeles will be hosting the Paralympic Games.
2024 Summer Olympic Games will be held in Paris, France.
Summer Olympics Games
2021 – Tokyo, Japan
2024 – Paris, France
2028 – Los Angeles, US
2032 – Brisbane, Australia
2048 – New Delhi, India
Winter Olympics Games
2022 – Beijing, China
2026 – Milan & Cortina, Italy
Summer Youth Olympics Games
2026 – Dakar, Senegal
International Olympic Committee (IOC)
Established – 23 June, 1894
President – Thomas Bach
Headquarters – Lausanne, Switzerland
Founders- Pierre de Coubertin, Demetrios Vikelas
Q.14. Which day is celebrated as the International Moon Day?
The General Assembly declared International Moon Day, a United Nations-designated international day to be observed annually on 20 July.
Objective – To educate and promote awareness on the status and prospects for humanity.
The astronomical community is celebrating International Moon Day on July 20 to commemorate the anniversary of NASA’s Apollo 11 mission which landed the first humans on the Moon.
On this day in 1969, astronauts Neil Armstrong and Buzz Aldrin conducted their Moonwalk, becoming the first batch of astronauts to ever step foot on the lunar surface. This day was declared International Moon Day by the United Nations (UN) in its resolution 76/76 on ‘International cooperation in the peaceful uses of outer space’ in 2021.
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