JAIIB Exam 2025 – PPB Important Questions MCQs Quiz-36

16/04/2025

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JAIIB Exam 2025 PPB Important Questions MCQs Quiz-36

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB PPB MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. Banks can extend ________ to NBFCs.
(a)working capital facilities
(b) term loans
(c) bank guarantee for obtaining deposits
(d) Both (a) and (b) above

2. Of the following categories of NBFCs, __________ is not exempted from registering with RBI as NBFC.
(a) Mutual Benefit Companies
(b) Housing Finance Companies
(c) Chit Companies
(d) Nidhi Companies

3. Banks can finance NBFC for ________.
(a) financing individuals to subscribe to IPO
(b) unsecured loan to a corporate
(c) financing second-hand assets
(d) investing in shares

4. NBFC does not include any institution whose principal business is that of _________
a) agriculture activity
b) industrial activity
c) purchase/ sale / construction of immovable property.
d) All of the above

5. NBFC is engaged in the business of ________
a) Loans and advances
b) Acquisition of shares/ bonds issued by Government or local authority
c) Leasing, hire purchase
d) All of the above

6. Exposure of bank to a single NBFC is maximum _______of the bank’s Tier I capital and exposure to a group of connected NBFCs is maximum ______ of the bank’s Tier I Capital.
(a) 10%, 20%
(b) 20%, 25%
(c) 25% , 50%
(d) 15% , 25%

7. Exposure of bank to a single NBFC predominantly lending against collateral of gold jewellery is maximum _______of the bank’s Tier I plus Tier II Capital. The ceiling may go up to _____if the additional exposure is on account of funds on-lent by the NBFCs to infrastructure sector
a) 10%, 20%
b) 20%, 25%
c) 7.5% , 12.5%
d) 15% , 25%

8. NBFC-MFI maintain a minimum NOF of ______,and ______for those registered in the North Eastern Region.
a) Rs. 10 cr. Rs. 5 cr.
b) Rs. 5 cr. Rs. 2 cr.
c) Rs. 2 cr. Rs. 1 cr.
d) Rs. 10 cr. Rs. 2.5 cr.

9. Non-deposit taking NBFCs with assets below ₹1,000 crore falls in which category?
a) NBFC – BL
b) NBFC – ML
c) NBFC – UL
d) NBFC – TL

10. Banks are permitted to co-lend with all registered NBFCs based on a prior agreement. NBFCs shall be required to retain a minimum of _____share of the individual loans on their books.
(a) 10%
(b) 15%
(c) 20%
(d) 25%