JAIIB Exam 2025 – RBWM Important Questions MCQs Quiz-2

31/01/2025

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JAIIB Exam 2025 RBWM Important Questions MCQs Quiz-2

JAIIB Exam Quiz 2025: The JAIIB exam is scheduled for 2025 by IIBF. Here, we are providing JAIIB RBWM MCQ-based quizzes on a regular basis. You can attempt the quizzes regularly to prepare for the upcoming JAIIB exam. The quizzes will be provided module-wise and unit-wise. You can attempt the JAIIB PPB quizzes from the links below and improve your preparation by practicing regularly. These quizzes will help you boost your score in the JAIIB exam and guide you to clear the exam on your first attempt.

1. _______are autonomous divisions, small enough to be flexible and large enough to exercise control over most of the factors affecting its long-term performance.
a) SBUs
b) Departmental approach
c) Integrated Approach
d) None of the above

2. Public Sector Banks in India generally have adopted the __________as their retail banking business model.
a) SBUs
b) Departmental approach
c) Integrated Approach
d) None of the above

3. _______is usually adopted by smaller businesses. It combines all socio-economic aspects and adopts a cohesive approach to tackle problems of the business.
a) SBUs
b) Departmental approach
c) Integrated Approach
d) None of the above

4. The suitability of a business model or approach of a bank depends upon __________.
(a) Corporate strategy only
(b) Business objectives only
(c) Business mix only
(d) All of the above

5. Business models of retail banking are being drawn based on various aspects. In this context which one of the following aspects is incorrect?
(a) Product
(b) Capacity
(c) Delivery channels
(d) Technology

6. ______approach segregates the functions of the organisation into departments such as accounting, marketing, finance, planning, etc.
a) SBUs
b) Departmental approach
c) Integrated Approach
d) None of the above

7. Banks generally structure their retail banking models mainly on a ________
a) Positioning platform
b) Strategic goals
c) Managerial objectives
d) None of the above

8. Foreign banks which entered in retail banking activities, when not able to achieve the business objectives ____.
a) Continued with their business in spite of not being profitable.
b) Moved out of the business.
c) Changed their focus with some strategic changes
d) None of the above.

9. The business models and processes adopted by banks depend upon the
a. Importance attached to the retail banking space in their overall corporate business strategies
b. Projected business from retail banking in the coming years.
c. Both the above
d. None of the above

10. The business model followed by banks for retail banking are __________.
a) Strategic Business Unit Approach
b) Departmental Approach
c) Integrated Approach
d) Any one of the above