Para 13.2 Exam Miscellaneous Memory based Questions : 11 October 2025 Exam

15/06/2026

Miscellaneous Questions asked in Para 13.2 Exam : 11 October 2025 Exam

As we know, the Institute of Banking Personnel Selection conducts the Para 13.2 Examination every year for Assistants seeking promotion in the insurance sector. Here, we are providing the Misc Insurance questions asked in the Para 13.2 Exam 2025.

The notification for the 2025 session of the Para 13.2 Examination was released in Setember 2025, and the examination was conducted on 11 October 2025. Candidates can go through the Miscellaneous Insurance questions asked in the Para 13.2 Exam 2025 for better preparation and practice.

In bankers indemnity policy, what amount of branch discount will be given in premium if number of branches are between 251-500-5%
Horse insurance policy provides that at the time of claim:-Insurers will pay the market value or sum insured whichever is less
In _________________, the ceding company can so protect itself that its net claim ratio for any one accounting year does not exceed a predetermined percentage:Stop loss reinsurance
Sports insurance provides indemnity cover upto a limit of:-Rs 2000 per person for each sports
In cattle insurance, what is the normal premium rate for non-scheme animals:4%
In sheep and cattle insurance, what is the minimum number of animals that should be covered to avail group discount:101-500
For reimbursement under health cover, insured needs to be hospitalised for:-Minimum 24hrs
X had taken shopkeepers insurance policy from ABC Insurance Company. X suffers losses due to damage of fixed plate glass in the his premises by accidental means. Will this be covered under the policy:Yes, under Section 5
In poultry insurance, daily mortality details to insurance company should be submitted on: Weekly
Which of the following is now -a- days, the most common form of treaty reinsurance:Quota share treaty reinsurance
With regard to personal accident insurance policy, a person is deemed to have an unlimited interest in his own life. This is known as _____________: Insurable interest
____________ is an unregistered right: Copyright
X has insured his elephant that is used for commercial purpose. In an event of a claim what percentage will the insurer be liable to pay: 80%
If _________ extension is taken, along with Commercial Fidelity Guarantee, then money in till or on counter in the insured’s premises during the insured’s business hours, can be covered: Money at business counter
ABC Ltd are permitted to import motor cars for their personal use. They need to execute which of the following bonds:Custom bonds
In __________, the insured has to declare every month the higher value of the stock held by him during the preceding 30 days immediate to that date: Declaration policies
Which section of Indian penal code defines Theft: Sec 378
What is the fees payable for corporate membership of Indian cancer society: Annual fee of Rs 5000