Pradhan Mantri Garib Kalyan Yojana (PMGKY): All you need to know about

Pradhan Mantri Garib Kalyan Yojana (PMGKY): All you need to know about

The central government of India creates government schemes to address the social and economic well-being of the country’s people.
Various types of questions are often asked from the Central government schemes in different government exams like Banking, Insurance, SSC, Railways, UPSC, GIPSA etc.
Pradhan Mantri Garib Kalyan Yojana (PMGKY) is one of the major and important Central government schemes.
The Pradhan Mantri Garib Kalyan Yojana (PMGKY) is a project that provides free food grains to migrants and the underprivileged as part of Atmanirbhar Bharat.
To score good marks in the General awareness section, one should must know all the details about central government schemes like Pradhan Mantri Garib Kalyan Yojana (PMGKY).
In this article, we will give all the details about the Pradhan Mantri Garib Kalyan Yojana (PMGKY), which will help you in your upcoming examinations.


  • Launched by: Government of India
  • Effect: 2016
  • Package Amount:Rs.1.70 lakh crore by Finance Ministe
  • Medical insurance coverage: Rs.50 lakh per person to around 20 lakh COVID-19 warriors.

Important Point 

  • It allows individuals to deposit money that has not been taxed.
  • 50% of the untaxed amount must be paid
  • The scheme was initially valid from December 2016 to March 2017.
  • The Scheme extended till the end of November 2020.

The benefits of the package were divided into two parts:

  • Food security: 80 crore people will be receiving 5 kg of rice or wheat along with one kg of preferred pulse every month till the end of November.
  • Direct Benefit Transfer (DBT)

Direct Benefit Transfer (DBT)

  • Benefit to farmers: Farmers will be provided an additional amount of Rs.2,000 by the government as front-load under the Kisan Samman Nidhi program.
  • Increase in daily wage: The daily wage of workers under MNREGA (Mahatma Gandhi National Rural Employment Guarantee Act) has been increased to Rs.202 for the next 100 days. It is expected to benefit 5 crore families.
  • Ex-gratia of Rs.1,000: The government will be providing 3 crore poor senior citizens, disabled persons and widows ex-gratia of Rs.1,000 over three months.
  • Free LPG cylinders: Free LPG cylinders will be provided for the next three months to 8.3 crore BPL families that hold LPG connections under the Ujjwala scheme.
  • Ex-gratia for women account holders: 20 crore women account holders under the Jan Dhan Yojana Scheme will be receiving ex-gratia amount of Rs 500 for the next three months.
  • Avail collateral-free loans: Under National Rural Livelihood Mission (NRLM), 63 lakh women Self-Help Groups (SHGs) will be able to avail collateral-free loans up to Rs.20 lakh.
  • EPF benefit for workers from organized sector: For the next three months, the Government will pay the EPF contribution for both employer and employee (12% each). Establishments which have employees up to 100 with 90 percent of them drawing salary below Rs.15,000 per month will be benefited by the move. The government also amended regulations of EPFO to allow employees avail non-refundable advance of three months’ salary, or 75% of the total fund, whichever is lower.
  • Utilization of welfare and district mineral fund: The government has directed state governments to utilise welfare fund and district mineral fund. While the welfare fund is being asked to protect the construction workers, the district mineral fund is to be used for screening, testing, and other requirements in order to combat COVID-19.

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