Principles and practices of banking Recollected Questions: 26th Feb 2022

11/11/2022

JAIIB Paper 1 Memory based Questions: 26th Feb 2022

The “Principles and practices of banking” paper exam have been conducted on 26th February 2022 by JAIIB.
Here we are providing the Recollected Questions of the JAIIB Exam. Candidates need to visit the “Principles and practices of banking Recollected Questions: JAIIB, 26th February 2022” post, so that they can get a clear idea about the questions that came in the Principles and practices of banking paper of JAIIB.
Here, we’ll take a closer look at the questions that came in the Principles and practices of the banking paper of the JAIIB exam, in detail.
Candidates can Check the Recollected Questions of Principles and practices of banking paper: JAIIB, 26th February 2022 from here.

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Principles & Practices of Banking (JAIIB Paper 1) Exam question (26/2/2022)

Green Clause LC
Article left by mistake relationship – Trustee and beneficiary
SBI and subsidiary merger – Amalgamation
MSF mai basis point se question- 25 basis point
What is the meaning of cryptocurrency
Secondary market instrument se question
Full form of MAC
Monetary policy committee member number
Match the column : Value, belief, norma and culture
Match the column: Hypothecation, Bailment, pledge
RBI report published how many times
Payment system in india – NACH
Min and max number of private company- 2 and 200
SHG registration question
Question on personal work
Promotion mix mai kya-kya cover hota h
Ethics – 10-12 questions
Marketing- 10-15 questions
Identify risk – Credit risk, legal risk and market risk
Fund based and non fund based question
LTV for Gold Loan – 75%
Joint ac with A&B with e or s and in case A dies, can B alone take funds.
Cccb (Basel) advantages
Payment Bank and collecting Bank sections under banking regulation act
4 Questions from NPA
What happens in case of death of one of joint account holder?
More questions from priority sector and working capital
Priority sector lending distribution %
2-3 questions on identify the risk
Marketing
Forfaiting
Factoring
NRO acc
Nominee account qn
Garnishee
Right set off
Bailee bailor
Half nest full nest empty nest
Pvt company members asked
CIBIL
CERSAI
NACH
Marginal Standing facility – 4.25%. Marginal Standing Facility (MSF) is a provision made by the Reserve Bank of India through which scheduled commercial banks can obtain liquidity overnight, if inter-bank liquidity completely dries up.
Maximum unit cash (Day NULM) – 2 lakhs (Individual), 2 Lakhs per member or 10 lakhs (Group)
Calculation of provision (DA 1, 2, 3) – Secured-25%, 40%, 100% ; Unsecured – 100%
Borrower enjoys a CC limit of Rs. 10 lakhs against stock with you for Rs. 12 Lakhs. Insured amount of stock is Rs. 10 Lakhs. If the customer suffered a loss due to fire, what is the eligible insurance compensation? 12L, 10L, 6L, 5L – 10 lakhs
Counter cyclic capital buffer – 2.5% of bank exposure – The aim of the Countercyclical Capital Buffer (CCCB) regime is twofold. Firstly, it requires banks to build up a buffer of capital in good times which may be used to maintain flow of credit to the real sector in difficult times. Secondly, it achieves the broader macro-prudential goal of restricting the banking sector from indiscriminate lending in the periods of excess credit growth that have often been associated with the building up of system-wide risk.
D1 is fresh nomination, D2 is cancellation, D3 is modification
Forged instruments – 85(1) order, 85(2) bearer, 85(A) DD, 89 material alteration & 129 crossed cheque
GAP Model – creates a roadmap for the overall service delivery process and identifies the gap between the processes so that the complete model works efficiently and effectively. The GAP Model of Service quality helps to identify the gaps between the perceived service and the expected service
Section 138 in The Negotiable Instruments Act, 1881. (c) the drawer of such cheque fails to make the payment of the said amount of money to the payee or, as the case may be, to the holder in due course of the cheque, within fifteen days of the receipt of the said notice.