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English Quiz for SBI PO MAINS
Improve your English with English quiz. English Quiz to help you improve your score for exams like Bank, SSC, Railway, UPSC, UPSSSC, CDS, UPTET, KVS, DSSSB and other Government exams.
Q1.Insurance companies’ ability to pay the claims of policyholders is termed as _______
(a) Solvency
(b) Schedule
(c) Retrospective Rating
(d) credit life
Q2.________ is an insurance to cover problems associated with travelling, generally including trip cancellation due to illness, lost luggage and other incidents.
(a) Nursing Home Insurance
(b) Kidnap/Ransom Insurance
(c) Inland Marine Insurance
(d) Travel Insurance
Q3.A form of annuity contract that gives purchasers the freedom to choose among certain optional features in their contract is known as ______
(a) Salvage
(b) Schedule
(c) Retrospective Rating
(d) Unbundled Contracts
Q4.Risks for which it is difficult for someone to get insurance is called ______
(a) Partial Risk
(b) Uninsurable Risk
(c) Covariant Risk
(d) Pure Risk
Q5.Portion of an auto insurance policy that protects a policyholder from uninsured and hit-and-run drivers is known as _______
(a) Nursing Home Insurance
(b) Kidnap/Ransom Insurance
(c) Inland Marine Insurance
(d) Uninsured Motorist Coverage
Q6.A policy that combines protection against premature death with a savings account that can be invested in stocks, bonds, and money market mutual funds at the policyholder’s discretion is called _______
(a) Variable Life Insurance
(b) Kidnap/Ransom Insurance
(c) Inland Marine Insurance
(d) Uninsured Motorist Coverage
Q7._______ is a policy contract that for some reason specified in the policy becomes free of all legal effect.
(a) Salvage
(b) Schedule
(c) Retrospective Rating
(d) Void
Q8.Which of the following insurance compensates for the cost of repairing or replacing defective products past the normal warranty period provided by manufacturers?
(a) Warranty Insurance
(b) Kidnap/Ransom Insurance
(c) Inland Marine Insurance
(d) Uninsured Motorist Coverage
Q9.Which of the following is the first life insurance company in India?
(a) United India Insurance
(b) Oriental Insurance
(c) LIC
(d) New India Assurance
Q10.National Insurance Academy located in ________
(a) Chennai
(b) Calcutta
(c) Pune
(d) Hyderabad
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