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GIPSA Promotion Exam Officer Scale 1 to 2: Previous Year based Question 2023
The Institute of Banking Personnel Selection (IBPS) conducts GIPSA PE officer Scale 1 to 2 examination.
We provide Memory based Questions of GIPSA PE officer Scale 1 to 2.
In these papers, maximum questions are repeated in every exam. So, Ambitious baba is providing you with GIPSA PE officer Scale 1 to 2 Memory based Question 2023. These Memory based Questions of GIPSA PE officer Scale 1 to 2 will be very useful in upcoming Exam.
These Previous years Questions GIPSA PE Officer Scale 1 to 2 will be very useful in upcoming Exam.
Misc
- Health insurance- max indemnity , some benefit
- Critical illness – Maths
- Plate glass insurance – only plain glass covered
- Burglary insurance exclusion
- Pa – benefit policy
- Not required for pa claim settlement
- Maths from mediclaim ( co pay ) claim
- Compensation insurance claim
- Fashal bima exclusion
- PA accident at Nepal,gone by road met with accident died with SI 2 cr, claim payable -100 lakhs,200 lakhs,Not payable,50 lakhs
- PA with SI 5 lakhs,in accident amputed above ankle level,claim payable -1-2.5L,2.5 L,3.1L,4-not payable
HRM
- In HR Old MBIS 2018 for basic 55000(approx)
- Halting DA of Devlopment offr
- Caserian limits for metro and others
Motor for 1-2 exam
- Max question for imt , gr
- Gr 18
- Exclusion liability policy – ans commercial gcv take person for hire and reward
- Calculation from partial claim
- Idv calculation
- If claim after 50% ncb then it next time ncb turns to 0.
- laid up period in motor: 2 months
- IMT 44 asked
- IMT 17/ GR3/ 3 months in case of legal heir in motor policy
- Motor example from AB material without excess(deductible) asked: 4 crore
- Motor example: 3 yrs 7 months old vehilcle…impose excess also given: 25000
- MiSP for: Automobile dealer
- Motor exmple: 13000
- NIL claim payable
- Which of following not charge additional premium:; PA for OWner driver
- Jurisdiction for MACT lies with : state government
- Section 173 : appeal cases
- NCB on renewal example asked: 0%
- odd one out question in motor
- Passenger carrying in good carrying vehicle
- Dumper and tipper : gcv, misc d etc given
- CNG is inbuilt in motor: rate: 5%
- GCV vehicles unde which section: sec 4
- GR 18 asked
- Pranay sethi judgement question: below 40 age, permanent job FP %: 50%
- Licence for 22 yrs old given: valid till 40 yrs od age
- Appeal case claim amt … : 1 lac
- In sec 164 what is the criteria for compensation in case of death… Option -Upto 5 lakh , Fixed 5 lakh
- Question related to hybrid fuel vehicle
Fire for 1-2 exam
- Foes cover: DOS
- DSUE asked: options with different ways given to select correct order of DSUE
- What we deduct first in DSUE example given;
- Fire and/or theft risk covers : none of option as its not applicable DEFG
- Floater declaration premium retention:
- Sooksham excess: 5000
- Sooksham example : 195000
- Floater fire policy for: fluctuations of stock
- What not covered in floater policy: stock under process
- What is not exclustoon in CAR: faulty design
- IAR policy : transit within premise cover
- SFSP policy covers: Bush fire
- SFSP example: stock purchased at 200 per tonne
- fire insurance risk imp factor:
- EAR policy: tricky one… options given as hydro testing, hydrant testing, cold testing and 4th option as hot testing.
- New business cluase used for
- Collapse/explosin in BPP aske
Marine for Scale 1 to 2
- ITC B which is not covered: Piracy
- Total lines asked: 3 lines
- Shut out cargo: late arrival
- Example of theft in marine ICC B cover with Srcc shipment: not payable
- Cyclone example marine cover B: payable
- Marine 2 losses type: ATL and CTL
- Rain water example with ICCB given:
- ITC hull full form: instite time clause
- ICC C cover given and asked time limit: 60 days
- SI taken as 300 per tonn… loss happens mv value : 230 per tonne…claim amt without deductibles asked
- FOB ends on…
- Marine risk starts from… warehouse 2 such questions
- Hull registration in India
- CTL definition asked… 4 different options.
- 1-2In Hull ,long form of ITC
Reinsurance For 1-2 Exam
- Proposal reinsurance: quota share
- Example where share of A and B company reinsurance given: 2000 and 4000
- Reassured share: 200 crore
- Slip definition
- Excess of loss treaty : deductible
- Surplus treaty : line
- Catastrophic treaty triggers after: options as 1 or 2 or 3 or 5 risks.
- Surplus lines asked
- Who does not affect reinsurance program: brokers
- Who pay brokerage: reinsurer
- Short tail reinsurance risk : marine hul, liability, etc given
- Treaty slip and documents file with Irdai time limit: 45 days
- Reinsurance is risk management of function : insurer
- Risk retention group: asked which is the technique of risk management
- Earned premium definition asked: tricky options
- Reinsurance benfits given in all options.. all of them is the ans.
- Non propotional treaty commission: NIL
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