GIPSA Promotion Exam Officer Scale 1 to 5 Recollection Question 2022
GIPSA Promotion Exam : The Institute of Banking Personnel Selection (IBPS) conducts GISPA PE officer Scale 1 to 5 examination. We provide Memory based Questions of GIPSA PE officer Scale 1 to 5.
In these papers, maximum questions are repeated in every exam. So, Ambitious baba is providing you with GIPSA PE officer Scale 1 to 5 Memory based Question 2022. These Memory based Questions of GIPSA PE officer Scale 1 to 5 will be very useful in upcoming Exam.
These Previous years Questions GIPSA PE Officer Scale 1 to 5 will be very useful in upcoming Exam.
Fire and engineering
- Excess in sooksham
- Difference in cover of laghu and sooksham
- Loss of rent given to whom Non manufacturing risks
- Additional cost of rent maximum period -36 months
- Loss of rent calculation, Sum insure 120000, Period opted 6 months, Reinstatement period 4 months, Calculate loss of rent claim Payable
- MBD declined risk
- Local authorities clause Is an add on
- What is not excluded in CAR , 3 exclusions given, One option erection of machinery
- Standard turnover definition was given and asked which one is it
- Annual turnover used for in LOP, Adequacy of sum insured
- Sum insured in LOP, Net profit + all standing charges, Net profit + specified standing charges
- Underwriting factors for MLOP
(a)Machinery importance
(b)Location
(c)Spares and one more option
- Sum insured for machinery
New replacement value, market value, declared value
- Claim payment for TL in engineering
(a)Replacement value
(b)Replacement value minus depreciation
(c)Sum insured
- Architect fees in fire, 3% of claim inbuilt and extended upto 7.5% of claim on extra payment, One option was on 3%of sum insured and 7.5% of sum insured
- Explosion of boiler in SfSp
(a) Covered
(b) Excluded
(c) Add on
- Transit from site to site in cpm with floater extension
(a)Marine policy
(b)Add on in cpm
(c)Inbuilt in cpm
- Terrorism cover is
(a)Mandatory in sfsp
(b)Optional in sfsp
(c)Mandatory for some locations
(d)Unlimited cover
- In EAR, true or false
(a)TPL is mandatory
(b)Another add on (name forgot) is mandatory
(c)Both true, both false type
- Fire, stock sum insured 30 lakh, at the time of purchase of stock 20 lakh, at the Time of claim 23 lakh, claim amount payable
- Fire claim processing method , Depreciation, salvage, underinsurance, excess (jumbled in 4 options)
- One more question on add ons in fire
- Mega risk covers ….option was si of more than 2500cr…si 1000 crore, cr, PML 1000 crore, PML 2500 crore
- Retention of premium in floater declaration policy
(a)Less than 75%
(b)More than 75%
Marine
- Loss of license geographical limits (including US/ excluding US/ worldwide, India)
- True of false
Rotary wing is safer than fixed wing
One more wrong statement
4. Marine, duration commencement and termination both for ITC C two questions
- Particular average means what
(a)Partial loss
(b)Particular charge
(c)GA charges
- Particular charges definition
- Sue and labour paid over above sum insured or not in case of TL
- Underinsurance applicable in GA, if sum insured is less than contributory values, 4 options given on various percentage
- One numerical question on the basis of cover but actual it was about whether loss is covered or not in the clauses given
- Inchmere clause covers when due care was taken by, Owners, masters, employees, assured, managers 3 more options like this
- which one is sundary vessel, Tramp, barges, ro ro, lash
- Cyclone covered in ICC B or not, Contamination by weather, covered in ICC B or not
- Loss by Grounding covered in ICC C or not
- Cargo on Sailing vessel, what is not covered
(a)Burning
(b)Sinking
(c)Jettison
(d)GA
- Which liability is covered in ICC other than GA
(a)Both to blame collision
(b)Contribution to hull damage
(c)Contribution to other cargo damage
(d)No liability is covered in ICC
HRM
- Definition of hr attrition
A.lay off
B.retrenchment
2.according to 15th amendment seniority marks for promotion for scale 3
3.leave encashment components at retirement
4.subsistence allowance to be calculated from
(a)immediate day before suspension
(b)Immediate month before suspension
(c)Immediately after suspension
5.gratuity limit as per act
6.pension calculation
A person was suspended wef 1/1/2016 to 31/12/2018. Absence period not treated as leave and memorial also upheld the same. Total job wef ….31 yrs. Calculate qualifying service
6.pension calculation for vrs at
25 yrs with 4 yrs left. Calculate pension
7.who act as judge
(a)None mentioned below
(b)Po
(c)Charged official
(d)Investigating official
8.detained hours for suspension
9.sequence of charges sheet, enquiry, enquiry report, orders of disciplinary authority
10.Memorial authority for rc
11.appealate authority for scale 7
12 appointing authority for scale 3
- Officer due for promotion as on
- Competition of 3 as on confirmation, B as on 31st march, As on completion of 3 yrs
15.Scale 5 Crm diesel car limit
(a)1.9.6
(b)2.9.3
(c)3.10.6
(d)4.13.85
- Which one is minor below after full para of both penalty definition
- Suspension
- Increment down for 6 months
- In lowere scale
19 proceedings of minor penalty can be initiated by
(a)Appointing authority
(b)Appealete authority
(c)Disciplinary authority
(d)None
20.Age limit for vrs for pf optee,
21.One employee goes from HQ to station A and stays 2 days, from A to B stays 3 days, then come back to HQ. Incidental payable
(a)150 % if one day dha of C class city
(b)50 % of one day dha of C class city
(c)100 % of one day dha of C class city
(d)200 % of one day dha of c class city
22.Which allowance is not given in leave encampment
(a)Hra
(b)CCA
(c)Conveyance allowance
23.if cr appraisal not submitted
(a)Notice/warning
(b)Blank
(c)Reminding
(d) written after reminding him sufficiently
24.Tyres I conveyance scheme after
(a)32000 km
(b)32000 or 40 months whichever is earlier
25.Which of the following is not a leave
(a)Trekking leave
(b)Study leave
(c)Trade union leave
(d)None of the above
26.In CDA rules
(a)Overstaying more than 5 days than sanctioned leave is allowed
(b)Overstaying…..
(c)Both correct
(d)Both not correct
27.Maximum El sanctioned upto
(a)60
(b)90
(c)30
(d)none
28. serial harassment act …..with act name and yr, maximum duration in which issued has to be resolved …like
29.Maximum period for which maternity benefit can be availed
(a)6 months
(b)12 months
Reinsurance
- Amount kept on net for insurer, what is it called,
(a)Retention
(b)Ceded premium,
(c)Reinsurance options
- Treaty between two reinsurers, what is it called Retrocession
- Gross domestic premium of all general insurers in India in Fy 21
- Run off clause definition
- Clean cut method, confusing options
- Premium portfolio entry and premium withdrawal entry given to whom
- Loss reserve deposit maintained for what and who maintains it, (gist of question, not actual wording)
- Captive insurer, definition based
- 800Xs200, fac non proportional cover, loss of 600, sum insured 1000, claim paid by reinsurer
10.Questions on excess of loss ROL
11.Loss participation clause, sunset clause, loss corridor
12.Motor questions were based on IMT numbers
13.Calculations on claim payable
14.Tp liability in electric scooter
15.IMT 20 in GCV, govt property damaged for 46000,
16.Claim amount payable
17.GCV, imt 23 taken, 2 months after purchase accident, bonnet damaged of 4200, amount payable without considering excess
(a)2100
(b)4200
(c)1100
(d)Nil
18.Taxi (more than 1500), claim calculation, idv 3 lakh, repair cost 250000, salvage 30000
(a)268000
(b)269000
19.Private car (more than 1500cc) claim calculation-
20.Private car, claim calculation, only plastic, windshield and labour given
21.TW claim calculation, 8 months after purchase accident happened, metal parts 6000 based on depreciation
22.TW claim calculation idv 15000, repair 12000 salvage 4000
23.Which one is misc d vehicle
(a)Agriculture tractor
(b)Dumper
(c)Milk van
24.Which is goods carrying vehicle
25.Internal risk policy can be given to whom
(a)Petrol pump
(b)Manufacturer
(c)Showroom
26.Road risk type F, geographical limit from showroom
27.Future prospects for age 65
28.Incorrect pair old MV act
(a)163 – structured compensation
(b)140- district consumer forum
(c)173- appeal against MACT Order
29.Time limit for appeal in supreme court against National consumer forum order
30.Standalone policy can not be given to whom
(a)New GCV
(b)New private car
(c)Old private car
(d)New TW
31.Which policies were discontinued in 2020 for TW (some order no was given)
(a)5 year OD + 5 year TP
(b)3 yr OD + 3 yr TP two more options
32.Who is not covered as TP
(a)Passengers in PSV
(b)Owner of goods in GCV
(c)Any third party
(d)Passenger carried for hire and reward in Goods carrying vehicle
33.Which of the following has 3 geographical zone
Private car, TW, commerical without 4.c.1 and 4.c.4, commerical falling in 4.c.1 and 4.c.4
34.What is not mandatory cover in certificate some act or order no something was given
CPA for owner driver or cover for specified persons
35.One order no was given by which what was made mandatory to include in certificate of insurance
Mix Questions
1) The limit of state forum under Consumer act
2) IMT 23
3) The power to give administrative instructions to CDA rules rests with
4) The appellate authority & memorial for scale 6 to 7
5) The health regulatory questions -2 no’s
6) TPA min share capital authorised and application processing fee
7) CFT duration – annual & per trip
8) Calculation of basic pay under pension – numerical
9) A Pvt car endorsed to ply in Pakistan gets damaged during the sea voyage and injures the owner too – claim implications
10) Carona kavach coverage – with deductible and day care treatments
11) Max amt and min amt of compensation under MV act 2019 for death
12) Motor OD claim calc – numerical – 2 no’s
13) A contractual employee steals a computer, the action to be initiated by Mgmt
14) Motor policy gen exceptions
15) Women harassment at workplace
16) BGS exclusion
17) A person having a regular Mediclaim for 60 lacs and a Critical Care Insurance policy for 1 cr travels to USA and takes treatment for 68 lacs . claim payable or not, if yes how much
18) FLOP claim calculation – numerical
19) Minor penalty and dismissal authority
20) Fire declaration claim calc – numerical
21) The time given to IO to submit the Domestic inquiry report
22) A class 3 employee get promotion in an odd year – LTS eligibility, if already availed under class 3
23) Refund of premium on cancellation of the mediclaim policy during free look period , where claim has already been reported
24) The maximum compensation for a grievous injury under MV act 2019
25) Appeal duration for a memorial,,
26)Which of the following is not excluded in motor OD
27)Escalation in boiler pressure
28)Transfer grant: basic+ fpa or basic
29)Question on disciplinary authority and days of appeal
30)CGL: professional indemnity+ product liability?
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