Assets and Liabilities of a Bank

Assets and Liabilities of a Bank

Liabilities of A Bank

In the simplest of terms, the bank’s liabilities are deposits, money that people deposit with the bank, because the banks owes that money to the depositors.

Below are some of the products

  • Capital and Reserves:
  •  Savings account, current account, salary account
  •  Fixed deposits
  •  Recurring deposits
  • Insurance
  •  Mutual fund, etc

बैंकों के लिए देयता उत्पादों में वे सभी खाते शामिल हैं जहां ग्राहक पैसा जमा करता है।

नीचे कुछ उत्पाद दिए गए हैं

1) पूंजी और भंडार:

2) बचत खाता, चालू खाता, वेतन खाता

3) फिक्स्ड डिपॉजिट

4) आवर्ती जमा

5) बीमा

6) म्यूचुअल फंड, आदि

Assets of a Bank

The asset products are those in which the customer is liable to pay to the bank.

In banking term Assets are loans the banks makes to borrowers.

Any type of loans like 

i)Cash

ii) Money at Call at Short Notice

iii) Investments

iv) Loans, Advances and Bills Discounted-or Purchased

v) Demand Loans

vi) Term Loans

vii) personal loan, car loan, education loan Etc

viii)Credit card

परिसंपत्ति उत्पाद वे हैं जिनमें ग्राहक बैंक को भुगतान करने के लिए उत्तरदायी है।

किसी भी प्रकार का ऋण

i) नकद

ii) शॉर्ट नोटिस पर कॉल पर पैसा

iii) निवेश

iv) ऋण, अग्रिम और बिल रियायती या खरीदे गए

v) डिमांड लोन

vi) सावधि ऋण

vii) व्यक्तिगत ऋण, कार ऋण, शिक्षा ऋण आदि

viii) क्रेडिट कार्ड

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